CHAPTER FOUTY ONE — The Birth of Wilss Bank PLCThe decision came at dawn.After months of secrecy, internal debates, branding battles, regulatory meetings, and strategic positioning, Wild finally revealed the official name of the banking arm that would challenge the financial world:WILSS BANK PLCThe name flashed across the conference room screens in striking silver and deep sea-blue.Clean. Minimal. Modern.Two syllables that carried both power and elegance.Leo stood in front of the board, presenting the final brand identity like a general unveiling a new flag.“Wilss,” he began, “symbolizes willpower and progress. A bank not built on old systems, but on conviction—our conviction. This is the financial institution that will stand at the center of Wild’s next era.”Executives murmured with approval.The brand was bold without arrogance, simple without weakness.Frenshikini watched quietly from the back of the room. He liked the name. It felt stable. Clean. Something his systems cou

CHAPTER FOUTY THREE— THE CONFIDENTIAL THREAT The File That Should Not ExistThe night skyline stretched across the city like a river of scattered diamonds. Leo sat in his office long after the rest of the Wilss headquarters had gone dark. Only the hum of the servers below, the distant traffic, and the occasional whisper of air vents reminded him the world was still awake.But his focus was held firmly by the file lying on his desk.A plain brown envelope.No return address.No label.Just the Wilss insignia faintly stamped on the corner — a stamp only internal directors could authorize.Leo took a breath and opened it.The first page was a simple report header:> CONFIDENTIAL — FOR CEO’S EYES ONLYThreat Assessment:Category: HIGHSource: ExternalClassification: Sensitive Corporate IntelligenceHis eyes narrowed.“What is this…?”He flipped to the next page.At first it looked like a standard analytic breakdown: projected risks for Wilss, competitor activity, industrial disruptions.

CHAPTER FOUTY FIVE — The Weight of Wilss BankWilss Bank Plc launched with a roar that echoed across the financial district of Lagos like a long-awaited thunderstorm. The name alone — Wilss — carried the boldness of a company that refused to bow to pressure, especially with Wild still dealing with unpredictable public attention, Clara’s media storm, and Fusion’s sudden sports expansion. But for Leo and the board, this new chapter was not about survival anymore. It was about declaring dominance.Yet power always came with pressure.A New Realm, A Bigger BattlefieldThe building that housed Wilss Bank towered above the others like a polished silver monolith. Every panel of its glass exterior reflected the orange sunset, giving the illusion that the bank was made of burning gold. It had taken months of preparation, endless meetings, legal reviews, financial modelling, and sleepless nights. But it was finally real.Inside the grand opening hall, Leo stood calmly behind the podium, but the

CHAPTER — The Transparency GambleThe morning of the transparency release broke with an unusual quiet. Fiji was awake — restless traffic, distant horns, impatient commuters — yet to Leo, the world sounded muted. His mind was sharper than it had been in weeks. Calm, intentional, prepared.Today was the day Wilss Bank would either earn the nation’s trust or become a target for the world to tear apart.Leo arrived at headquarters earlier than usual. A handful of workers were already in the lobby, whispering in pairs, glancing at their phones. They sensed the significance of this day too.As he stepped into the elevator, his reflection stared back: eyes tired, shoulders tense, but determined. He straightened his suit jacket.“Let’s get this right.” The Core Circle ConvenesThe boardroom filled slowly with the Core Circle. Miranda carried a folder thick with briefing notes. Jothan typed on a tablet, reviewing system logs one last time. Temi sat quietly, sipping black tea, eyes scanning di

Chapter FOURTY NINE:Behind Wilss BankWilss Bank PLC had been officially unveiled for barely two months, yet the tremor it sent through the financial sector was still spreading. For a company that once relied on beverage sales and a patchy tech division, transforming into a bank—one with full digital integration, AI-driven compliance, and a startup-style energy—was something no analyst could have predicted.But the excitement outside masked the pressure roaring inside. Pressure at the TopJude stood in the glass-paneled boardroom, studying the towering LED screen that displayed Wilss Bank’s onboarding numbers.“Four hundred thousand verified accounts,” he murmured. “In eight weeks.”Beside him, his COO, Dara, nodded.“That’s the good part. The challenge is maintaining the momentum. We’re a baby compared to legacy giants. First National, Royal Coast, Global Trust… they’ll retaliate.”“And they will start with regulations,” Jude said sharply. “They always do.”He closed the screen.Wil