Dewi

Han Jihan, a bottom-tier Porter left for dead in a dungeon, survives by signing a "god-tier" contract with the mysterious Death Bank. Instead of mana, his powers cost lifespan and physical health, inflicting agonizing penalties like memory loss and organ failure. Guided by Luna, an Auditor who becomes his moral anchor, Jihan rises as the famous "Miracle Hunter." The triumph is short-lived. When Jihan finally clears his sister’s medical debt, the Bank cruelly seizes Luna as a "late fee." To save her, Jihan is forced to become a Reaper, hunting innocent Hunters to pay off the interest. From this rock bottom, Jihan orchestrates a brilliant rebellion. Using his Reaper authority, he gathers "Glitch Essence" to trigger a dimensional inflation, aiming to collapse the Death Bank’s economy from the inside out. As the Bank begins "liquidating" Earth, a physically decaying Jihan turns against the Director. Despite his hair turning white and his heart failing, he dismantles the system’s servers during an apocalyptic invasion. At the peak of the collapse, the system issues one final notification: his life debt has been replaced with an infinite bonus balance. Death Mortgage is a gritty, dark-comedy action story about a man sacrificing his humanity to destroy a cosmic corporate tyranny.