
FOCA
Author
Novels by FOCA

Rebate System: From Poor Student To Billionaire Playboy
System
10
In one day, he lost everything. His job, his scholarship, and the girl he loved.
Betrayed, beaten, and left with nothing, Harry Farrow stood on the train tracks, ready to end it all… until a cyan screen appeared in front of him:
[Rebate System Activated]
Every dollar you spend on a pretty lady, you’ll get back tenfold.
From rock bottom to the top of the world, Harry’s about to turn humiliation into power, debt into fortune, and revenge into destiny.
Harry Farrow is coming for everyone who hurt him, and he would be having a lot of fun doing it.
Ongoing · 2.2K views
Read
Chapter: Chapter 133. Frank Makes His Move
Rhianon didn’t know exactly why Frank had shown up at their place, but she knew one thing for certain, it wasn’t an accident. Nothing about this felt random. It was long past midnight, the kind of hour when normal people were asleep and only bad decisions moved freely. Frank hadn’t called ahead. He hadn’t texted. He had simply appeared. And that alone set every alarm in her head screaming. She forced herself to breathe evenly, even as dread crept up her spine. Whatever he was doing here, she had to shut it down fast, before it spiraled into something irreversible. “Frank! I’ve already called the police!” Rhianon yelled, her voice sharp and deliberate, hoping the threat alone would be enough to make him retreat. For a split second, she almost believed it might work. Then his voice came through the phone, calm and almost amused. [[Are you sure about that?]] Her stomach dropped. That single response told her everything, he was still on the line. Which meant she couldn’t have cal
Last Updated: 2025-12-26
Chapter: Chapter 132. Line To Uncross
Harry knew less than half an hour into navigating the dark web that he had already made a mistake.Not because he was afraid.Fear wasn’t the problem.The problem was clarity.The deeper he went, the more obvious it became that this world wasn’t made for half-decisions or moral hesitation. The people operating here didn’t bluff, didn’t hesitate, didn’t stop once things were in motion. Frank was dangerous, but compared to the names Harry was starting to see, Frank barely registered as a blip on the radar.There were predators here who made men like Frank look tame. They were calculated and professional men. The kind of people who didn’t argue or threaten, they acted. The kind of people who would take one job and decide, on their own, that collateral damage was acceptable.The last thing Harry needed was someone like that anywhere near him.Or Melissa.His fingers hovered over the keyboard for several seconds before he snapped the laptop shut with more force than necessary. The sharp so
Last Updated: 2025-12-25
Chapter: Chapter 131. Getting Discharged
There was nothing left for the hospital staff to do for him. Harry’s chart had already been marked for discharge the following day, and every visitor who could possibly come had already done so. The room was quiet now, too quiet. The kind of quiet that didn’t bring peace, only gave space for thoughts to crawl out of dark corners and start scratching at his skull. Lying there, staring at the ceiling, Harry replayed the events of that day again and again. Every detail returned uninvited: the pain, the helplessness, the moment his body failed him. The memory alone made his stomach twist. Weakness had never sat well with him, but this was worse than weakness, it was dependency. And that disgusted him. He hated the idea that he had survived because of circumstances, not control. That his life had been spared not by choice, but by chance. It left a bitter taste in his mouth, one he couldn’t rinse away no matter how hard he tried. Harry knew, deep down, that this was something he would nev
Last Updated: 2025-12-25
Chapter: Chapter 130. The Unexpected Visitor
Harry was worried about who could be waiting to see him, but he had nothing to lose.Even if it was Frank, this wasn't a movie, there was no way Frank could do anything to him here and get away with it.That would be foolish. Harry was safest here, but there was nothing he could do if he was caught lacking outside.Frank had already demonstrated that he could take a life without batting an eye, but Harry wasn't sure he could do the same.Harry was frightened by this prospect and knew that it was one thing he wouldn't be able to foresee, as it was his emotions speaking for him.Harry gave the nurse permission to bring in the visitor, but his eyes were already darting around the room, searching for something to defend himself with if the situation called for it.However, he was shocked to see that it was Brandon standing at the door."Wait, what?" Harry blurted out, confused by how Brandon knew about his situation. There was no reason for him to be aware of it."Surprised to see me?" Br
Last Updated: 2025-12-24
Chapter: Chapter 129. Alicia’s Worries
Alicia’s schedule had been packed to the brim with rehearsals, scenes, interviews, and endless retakes, yet even with all of that chaos surrounding her, one thing refused to leave her mind: Harry.At first, she told herself she was overthinking it. He was busy. She was busy. That was normal. But when her calls went unanswered and her messages remained unread, unease began to creep in. She tried stopping by his place, convincing herself she’d laugh it off when she saw him, but the apartment was dark and empty.No lights. No movement. No sign of him.The feeling that settled in her chest after that wasn’t subtle.Restlessness followed her everywhere, clinging to her thoughts during makeup, blocking her focus during rehearsals, haunting her between takes. It started affecting her performance, something that rarely happened. Alicia prided herself on control, on separating her personal life from her work.This time, she couldn’t.“Where are you, Harry…?” she muttered, staring down at her p
Last Updated: 2025-12-23
Chapter: Chapter 128. Amongst Friends
The moment the nurses finally gave permission, Melissa burst into Harry’s hospital room like she had been holding her breath for days. Rhianon followed closely behind her, slower but just as alert, her eyes scanning the space as if she expected something else to go wrong.Both women needed to hear directly from Harry, needed to see him awake, breathing, talking. Too much had happened too fast, and neither of them could shake the feeling that danger hadn’t fully passed yet.The second Melissa laid eyes on him, all restraint vanished.She rushed forward and threw herself onto him without thinking, her arms wrapping tightly around his upper body as though she could physically anchor him to the world by force alone. For a split second, she forgot he had been stabbed, forgotten IV lines, bandages, pain.All that mattered was that he was there.“H—hey…!” Harry tried to protest, his voice strained as pain shot through every muscle that moved. His ribs screamed in protest, his torso burning w
Last Updated: 2025-12-22

SPEED RACER HAREM SYSTEM
System
10
[Warning: This book contains a lot of sexual explicit content. R18]
Coyote Watkins’ life has been nothing short of a roller coaster. From a street kid adopted by his idol—NASCAR legend Louie Watkins—to a blacklisted former champion barely scraping by as a mechanic, he’s seen it all. Coyote hit rock bottom after being attacked by a client’s husband for allegedly assaulting his wife. With his car nearly destroyed and his spirit shattered, an impulsive and suicidal Coyote enters an underground race. He wins—but nearly dies in the process when a blinding light zaps into him, ejecting him from the car just moments before it explodes.
A few minutes later he awakened to a cyan screen and a voice in his head.
[The criteria required for activating the Speedracer Harem System have been fulfilled.]
[System synchronization with host commencing.]
[Synchronization complete. Congratulations. You have been given a chance to achieve your goal of beating Louie Watkins record.]
Join Coyote as he tries to be the greatest NASCAR driver in the world, while having so much fun with women.
Ongoing · 3.5K views
Read
Chapter: Chapter 76. Taken To God Knows Where
“Seriously! Coyote, what the hell are you doing here? Explain yourself?”Maya’s voice sliced through the chaos around them, sharp and disbelieving. She looked at him the way someone looks at a stray animal caught in the wrong place, half shocked, half irritated. Her gloved hands were still stained with someone else’s blood, her EMT vest reflecting flashes of red and blue from the emergency lights.Coyote froze. His mind felt like it short-circuited.‘I really don't know what to tell her. It’s like my brain’s gone blank.’[Just tell her what I am sure she already knows. You are racing here.]“I–uh, I am racing here,” Coyote stammered, words tumbling out awkwardly.“I can see that,” Maya shot back, crossing her arms. “But why? You’re like the most talked-about NASCAR driver right now and you’re out here doing something illegal. I don’t know much about racing laws, but I’m sure this might disqualify you from the season.” Her tone softened slightly, but her eyes were still hard. “What th
Last Updated: 2025-12-15
Chapter: Chapter 77. Racing For Dear Life II
Coyote had launched clean. Smooth. Within the first two laps, he’d taken the lead without even tapping into his system’s arsenal. It wasn’t luck, it was pure precision. The kind of instinct that came from years of running, surviving, winning.His car tore through the first straightaway like a bullet, every shift clean and measured. Behind him, headlights danced wildly as the pack fought for position, but he barely looked back. His focus was sharp, his lines perfect.But that control didn’t last long.By the third lap, Ghost was on his tail. The older racer’s car roared like an animal, dark, low, predatory. He wasn’t just chasing; he was hunting.Coyote caught the reflection of Ghost’s headlights closing in. Then came the first hit, a hard slam into his rear bumper.The jolt shook the steering wheel violently. Coyote corrected, grit his teeth, and kept steady.The crowd went wild. To them, it was all spectacle, screeching metal, drifting smoke, the thrill of chaos. But inside those car
Last Updated: 2025-12-15
Chapter: Chapter 74. Racing For Dear Life
Coyote stared right into Ghost's blue eyes with an unreadable expression. “Come on, dude! You can’t do shit to me. Why would you say something like that? This is just a race.”Coyote stood there, his hands shoved into his jacket pockets, watching Ghost pull on a pair of leather fingerless gloves in a slow, deliberate and menacing motion. The gesture was pretty clear even to blind. Ghost’s face was a map of anger and exhaustion, the kind of expression that belonged to a man who had lost more than money. “You took the bread right out of my mouth when you won that race night,” Ghost said, his tone cutting through the noise like broken glass. “And I paid dearly for it. I never lose, Coyote, or whatever the fuck you’re called.”Coyote tilted his head, a grin tugging at his lips. He looked utterly unbothered, maybe even entertained. “Wow,” he said. “Aren’t you too old to be a sore loser?”The smirk wasn’t just arrogance, it was an armor to hide the fear that was rising up his spine. And it
Last Updated: 2025-12-09
Chapter: Chapter 7. Ghost’s Threats
Isabella kissed Coyote for a while longer as he stood by the window, hands on the glass, as if the grand estate outside could steady him. They made out for a moment until he pulled away from the intense kiss. Isabella blinked, throat wet, thinking maybe he wanted to take off his clothes, but Coyote surprised her. He sat on the bed, shoulders hunched in a quiet way, and looked at his surroundings like he was trying to read it and commit it to memory.He turned his face up to her. "Can I get this house fully in my name?The question fell between them like a small, deliberate weight. Isabella smiled slightly-that soft, almost private smile that spoke of amusement and being touched at the same time-and asked, "Why do you ask this? Are you afraid I might take it away?"[I am always not on the loop with your plans. What are you up to now?]‘Just observe, system. I am about to fully own this house.’[But you can easily use Charisma Boost on her.]‘Shut up and observe.’He glanced at her, and
Last Updated: 2025-12-09
Chapter: Chapter 72. Isabella’s Surprise
‘What is she upto?’[Maybe she wants to have her way with you.]Coyote brushed off the thought and got out of his car, stretching his shoulders, the muscles in his back tight but buzzing with leftover adrenaline. Isabella was already walking ahead, her long legs moving with that casual confidence that always drew attention. She didn’t glance back to check if he was following, she just knew he would.And she was right.He grinned to himself and caught up, opening the door and sliding into the passenger seat beside her. The interior smelled like leather and perfume, expensive, clean, and a little intoxicating. Everything about Isabella Cruz was like that. Her chauffeur gave a polite nod before pulling into the stream of city traffic.For a while, nobody said anything. The only sound was the low sound the engine was making.Coyote leaned back, turned slightly toward her, his half-smile tugging at his lips.“Seriously,” he said, “where are you taking me?”Isabella didn’t answer right away
Last Updated: 2025-11-24
Chapter: Chapter 71. A Happy Maya
Maya still couldn’t believe any of it actually happened. The night. The way he touched her. The way her body responded like it had been waiting for him all along. She tried to contain her excitement when she was at home and around Himesh. Ever since she told him to back off Coyote, their relationship has become rigid.By the time she made it to work, her heartbeat still hadn’t completely calmed down.The city outside buzzed with its usual chaos, but Maya felt like she was floating through it. Every step to the EMT building felt lighter, like gravity had let her off the hook.Inside the staff locker room, she tried to act normal, she tried to keep that quiet grin off her face as she pulled her hair into a bun and changed into her navy-blue uniform. She was halfway through tying her shoelaces when someone crept up behind her.“Girl,” a familiar voice whispered dramatically, “you are trending.”Maya jumped and turned. “Jesus, Brienne!”Brienne was grinning wide, holding up her phone like
Last Updated: 2025-11-24
You may also like