All Chapters of Karma Debt System: Payback Time: Chapter 1
- Chapter 10
12 chapters
The Ledger of Blood and Rain
The taste of asphalt was the first thing Arlan noticed. Gritty. Wet. It tasted like defeat.Rain didn't just fall in Veridian City; it hammered down like it had a personal vendetta against anyone stupid enough to be poor. Arlan Mahendra lay on his side, his cheek pressed against the cold, slick pavement of the alleyway behind the Grand Hilton Hotel. His ribs throbbed—a dull, rhythmic ache that spiked into sharp agony every time he tried to inhale.One. Two. Three.He counted his breaths. Just to make sure his lungs hadn't collapsed."Pathetic," a voice drifted from above. It wasn't loud, but it cut through the noise of the storm like a serrated knife.Arlan squeezed his eyes shut. He didn't need to look up to know who it was. The smell of expensive cologne—sandalwood and arrogance—wafted down, overpowering the stench of the dumpster nearby.Julian. His half-brother. The Golden Boy of the Mahendra dynasty."Open your eyes, mongrel," Julian commanded.Arlan forced his eyelids apart. The
The Price of a Heartbeat
Arlan didn’t run. He flew.His feet pounded against the wet pavement, but the exhaustion he expected never came. Ten minutes ago, a sprint like this would have collapsed his lungs. Now? His breath was steady, his heart beating with the slow, powerful rhythm of a war drum.The energy he had stolen from Julian—that ten years of "Vitality"—wasn't just a number on a screen. It was fuel. High-octane and volatile.He hurdled a trash can without breaking stride, his senses dialed up to eleven. He could hear the hiss of tires on the highway three blocks away. He could smell the ozone from the neon signs buzzing overhead.Mom.The thought was a cold spike in his chest, grounding his newfound power.St. Jude’s Hospital loomed ahead, a monolith of glass and steel that separated the living from the dead based on their credit score. Arlan burst through the automatic doors, ignoring the startled glare of the security guard.The smell hit him instantly. Not medicine. Not cleanliness. It smelled of c
The Devil's Dice
The Golden Viper wasn't a place you found on Google Maps. It was a cancer in the basement of Veridian City, hidden behind a laundromat that hadn't washed a shirt since 1998.Arlan walked down the stairs. The air got thicker with every step—a suffocating cocktail of cigar smoke, cheap perfume, and desperation.He had fifty dollars in his pocket. Fifty. That was it. The last of his savings."Entry fee is a hundred, kid," the bouncer grunted. He was a slab of meat with a neck tattoo that read 'PAIN'. He looked at Arlan’s wet hoodie and frowned. "This ain't a homeless shelter."Arlan didn't blink. He felt the hum of the System in the back of his mind, like a coiled snake waiting to strike."I’m not here to sleep," Arlan said, his voice flat. He pulled out a silver watch from his pocket. It was cracked. Old. It had belonged to his father before the man abandoned them. "Take this. It's real silver."The bouncer squinted, snatched the watch, and bit it. "Hmph. Fifty bucks credit. Go inside b
The House Always Cheats
The VIP Poker room was different. It didn't smell like cheap cigarettes; it smelled like aged mahogany and despair.Five men sat around the green felt table. Four of them were sharks—professional gamblers who ate tourists for breakfast. The fifth was Victor Moretti, who was currently staring at Arlan like he wanted to peel his skin off with a rusty spoon."Buy in is fifty grand," the dealer said. He was an older man with fingers that moved too fast to track.Arlan threw his stack of chips onto the center. "All of it. Sixty-one thousand."The table went quiet."Cocky," Victor sneered, lighting a fresh cigar. "I like cocky. It makes the fall so much sweeter."The game was Texas Hold'em. No limit.For the first hour, Arlan folded. Hand after hand. He watched. He waited. He bled chips slowly—blinds eating away at his stack until he was down to forty thousand.His head pounded. The [Luck Fragment] was gone. Burnt out. He was playing naked now. Just a broke kid against the devil."Scared, k
The Devil's Due
The barrel of the gun looked like a tunnel. Dark. Infinite.Arlan could see the rifling inside the muzzle. He could see the microscopic scratches on the matte black metal. He could see the beads of sweat trembling on Victor’s upper lip, threatening to drip onto his silk shirt.Time didn't stop. It stretched. Like rubber about to snap."You think I'm joking?" Victor screamed, his voice cracking. The veins in his neck bulged like thick blue cords. "I run this city! You’re nothing! You’re a bug!"The casino fell into a terrified silence. Even the slot machines seemed to hold their breath. The only sound was the high-pitched whine of the air conditioning and the thumping of Arlan’s own heart against his ribs.Thump. Thump. Thump.Arlan didn't look at the gun. He looked at Victor. He looked at the man who had spent a lifetime destroying others to build a throne of chips and lies.[ SYSTEM ALERT: LETHAL THREAT IMMINENT. ][ HOST ADRENALINE LEVELS: CRITICAL. ][ INITIATING DEFENSIVE PROTOCOL
Dead Men Don't Spend Cash
The duffel bag wasn't just heavy. It felt like he was carrying a corpse.Arlan dragged himself out of the subway tunnel, emerging into the Lower District. Here, the neon lights were broken, flickering like dying fireflies. The rain had turned into a cold, misty drizzle that clung to his skin, mixing with the sweat and dried blood on his face.He needed a place. Not a home. A hole.He found it three blocks away. "The SleepWalker Pod Hotel." Automated check-in. No humans. Just a dirty touchscreen and a credit card slot.Arlan didn't use a card. He jammed a thick wad of damp twenty-dollar bills into the cash receiver.Whir. Click.[ ROOM 404 ASSIGNED. ]He stumbled into the elevator, the smell of urine and stale beer assaulting his nose. He didn't care. He just watched the numbers climb. 2... 3... 4.Inside the pod, it was sterile. White plastic walls, a narrow bed, and a single window overlooking the grime of the city.Arlan dropped the bag.Thud.He didn't cheer. He didn't laugh like a
Meat, Bone, and Mathematics
The hallway of the SleepWalker Hotel smelled of mildew and stale ramen. The fluorescent lights buzzed—a dying, flickering sound that matched the headache throbbing behind Arlan’s eyes.He stepped out of Room 404.He didn't walk like Arlan anymore. The slouch was gone. His shoulders were squared, his chin tucked. His footsteps were silent, rolling from heel to toe on the dirty carpet.It felt... alien.His brain knew things he hadn't learned. He looked at the fire extinguisher on the wall and didn't see a safety device. He saw a blunt force trauma weapon, effective range: 2 meters. He looked at the plastic spoon in his pocket and saw a jugular piercer.Download complete, he thought. Now for the stress test.He didn't have to wait long.As he reached the elevator, the doors pinged. They slid open with a metallic groan.Three men stood inside.They weren't police. Police wore blue and looked tired. These men wore tactical black vests, earpieces, and the distinct, arrogant posture of priv
The Art of Crashing
The Zenith Tower pierced the clouds like a needle of glass and arrogance.Arlan parked the stolen van three blocks away, in a shadowy loading zone meant for garbage trucks. It was fitting. He was about to take out the trash.He watched the entrance through the rain-streaked windshield.Limousines. Bentleys. Hover-cars that cost more than a small country’s GDP. Men in tuxedos that cost more than Arlan’s life. Women in dresses that sparkled like diamonds.Target selection.He didn't need a System for this. He needed common sense.He couldn't take a fat man's suit—it would hang off him like a tent. He couldn't take an old man's suit—too vintage, he’d stand out.He needed someone... his size.There.A young man, maybe twenty-five. Blonde. Drunk. Stumbling out of a red sports car, yelling at his valet. He waved a gold-embossed envelope in the air like a flag."Don't scratch it, you peasant! Do you know who my father is?"Arlan smiled. Perfect.He pulled up his hood. He slid the plastic spo
The Icarus Protocol
Pandemonium didn't happen all at once. It rippled.First, the silence. Then, the gasp. And finally, the scream."He's got a gun!" someone shrieked. Arlan didn't have a gun. He had a champagne flute stem and a terrifying smile, but in a room full of paranoid billionaires, fear filled in the blanks.The ballroom exploded into motion. Hundreds of bodies in silk and velvet scrambled for the exits. Tables overturned. expensive caviar was trampled into the plush carpet. A woman in a red dress tripped over her own heels, sobbing as the crowd surged around her like a terrified river.Arlan stood in the eye of the storm.Four M-SEC guards were closing in. They weren't moving like bouncers. They moved like wolves. Tactical. Silent. Hands reaching inside their jackets for suppressed pistols.Four targets. Distance: 10 meters. Closing speed: Fast.Arlan felt the hum of the System in his skull. It was buzzing angrily, feeding off the chaotic energy of the room.[ ALERT: High-Level Threat Detected.
The Broker of Sins
The adrenaline didn't just fade; it crashed.It felt like his blood had turned into lead. Arlan’s hands shook so violently he could barely keep the stolen van on the road. His vision blurred, the neon lights of the port district smearing into long, headache-inducing streaks.[ SYSTEM WARNING: ADRENALINE WITHDRAWAL. ][ Status: Critical Exhaustion. ][ Penalty: -50% Mobility for 4 hours. ]"Shut up," Arlan groaned, leaning his head against the steering wheel.He pulled up to the rusted gates of the Old Docks. The rain here smelled different—salt, diesel, and rotting fish. It was the smell of the city’s underbelly, where things went to disappear.Warehouse 9 was a skeletal beast of corrugated metal and broken windows. No lights. No guards. Just a gaping maw of darkness waiting for him.Arlan checked his pockets.The plastic spoon-shank.The stolen phone.And the memory of Julian’s terrified face.He stepped out of the van. His knees buckled, sending a jolt of agony up his spine. He grit