Karma Debt System: Payback Time

The Ledger of Blood and Rain

The taste of asphalt was the first thing Arlan noticed. Gritty. Wet. It tasted like defeat.

Rain didn't just fall in Veridian City; it hammered down like it had a personal vendetta against anyone stupid enough to be poor. Arlan Mahendra lay on his side, his cheek pressed against the cold, slick pavement of the alleyway behind the Grand Hilton Hotel. His ribs throbbed—a dull, rhythmic ache that spiked into sharp agony every time he tried to inhale.

One. Two. Three.

He counted his breaths. Just to make sure his lungs hadn't collapsed.

"Pathetic," a voice drifted from above. It wasn't loud, but it cut through the noise of the storm like a serrated knife.

Arlan squeezed his eyes shut. He didn't need to look up to know who it was. The smell of expensive cologne—sandalwood and arrogance—wafted down, overpowering the stench of the dumpster nearby.

Julian. His half-brother. The Golden Boy of the Mahendra dynasty.

"Open your eyes, mongrel," Julian commanded.

Arlan forced his eyelids apart. The world was a blur of neon lights reflecting off puddles—sickly greens and violent reds. Julian stood there under the shelter of a holographic umbrella, dry and immaculate in a tuxedo that cost more than Arlan’s entire existence.

"I came..." Arlan coughed, tasting copper. "I came for... what Dad promised."

Julian laughed. It wasn't a villain's cackle. It was worse. It was a genuine, amused chuckle, as if Arlan had just told a joke at a dinner party.

"Dad? You mean my father?" Julian stepped closer, his polished shoe hovering inches from Arlan's face. "The old man is on life support, Arlan. He can't promise you anything. And even if he could, do you really think the Board would let a bastard child like you inherit a single share of Mahendra Corp?"

Bastard. The word didn't hurt anymore. He’d heard it every day for twenty-four years. What hurt was the envelope in his pocket—now soaked and ruined. It contained his mother's hospital bills. Without that money, they would pull the plug on her by morning.

"Please," Arlan whispered. He hated himself for it. Hated the desperation clawing at his throat. "Not for me. For Mom. She's... she's dying, Julian."

Julian’s smile vanished. His face went cold, like a marble statue.

"Good."

The kick came out of nowhere.

It connected with Arlan’s stomach, lifting him slightly off the ground. Air exploded from his lungs. He curled into a ball, retching, gasping for oxygen that refused to enter.

"That woman," Julian said, adjusting his cufflinks calmly, "was a leech. And you are just the parasite she left behind. Do everyone a favor, Arlan. Die in this alley. It’s cheaper than a funeral."

Julian turned his back. The bodyguard, a mountain of muscle who hadn't spoken a word, followed him. They walked toward the waiting hover-limo, leaving Arlan alone in the dark, drowning in rain and bile.

Is this it?

The thought floated in Arlan’s mind, detached and hazy. The pain was starting to fade, replaced by a terrifying cold numbness creeping up his limbs.

He had played by the rules. He had worked three jobs. He had studied until his eyes bled. He had been kind. And for what? To die like a stray dog while the devil walked away in a heated car?

It’s not fair.

The thought wasn't a whine. It was a roar. A silent, screaming roar that echoed in the empty hollow of his chest.

I want them to pay. I don't want heaven. I don't want peace. I want... balance.

PING.

The sound wasn't external. It didn't come from the street. It originated directly inside his auditory cortex, sharp enough to make his teeth vibrate.

Arlan flinched, his eyes snapping wide open.

A screen appeared.

Not a hallucination. Not a projection. It hung in the air, translucent and glowing with the deep, ominous red of dried blood. The rain passed right through it.

[ SYSTEM INITIALIZATION... ]

[ Scanning Host Vitality: CRITICAL (12%) ]

[ Scanning Host Mental State: FRACTURED ]

[ Detecting Karmic Imbalance... ]

“What the hell...” Arlan wheezed.

[ ALERT: Massive Injustice Detected. ]

[ Subject: Arlan Mahendra. ]

[ Victim Status: CONFIRMED. ]

The text scrolled faster than he could read, data streams cascading like a waterfall of crimson code.

[ The Universe has been watching, Arlan. ]

[ You have suffered. You have endured. You have been broken. ]

[ The Laws of Karma have been violated by those around you. The Balance must be restored. ]

[ ACTIVATING: THE KARMA DEBT SYSTEM (Ver. 1.0) ]

A new window popped up. It looked like a financial ledger, but instead of currency symbols, it listed names.

[ DEBTOR DETECTED: Julian Mahendra ]

[ Crimes: Physical Assault, Emotional Torture, Withholding Lifesaving Funds. ]

[ OUTSTANDING DEBT: 5,000 KARMA POINTS. ]

[ COLLATERAL AVAILABLE: Vitality, Luck, Charisma. ]

Arlan stared. He blinked, trying to clear the rainwater from his lashes, but the screen remained. It hovered persistently, waiting.

[ Do you wish to collect the debt? ]

[ YES / NO ]

His hand trembled as he reached out. His fingers passed through the light, but as his mind focused on the word 'YES', the screen pulsed.

If I’m going crazy, Arlan thought, a dark, twisted grin tugging at his bloody lips, then let me enjoy the madness.

"Collect," he rasped. "Take it. Take everything he has."

[ REQUEST ACCEPTED. ]

[ INITIATING COLLECTION... ]

Inside the Mahendra Limousine.

Julian poured himself a glass of whiskey, the amber liquid swirling smoothly as the car glided over the potholes. He felt good. Better than good. Dealing with that pest felt like taking out the trash.

"Driver, take us to the club," Julian ordered, raising the glass to his lips. "I feel like celebrating."

Suddenly, the crystal glass shattered in his grip.

Not dropped. Shattered.

"Argh!" Julian cried out, looking at his hand. A shard of glass had sliced deep into his palm. Blood—bright and fast—began to soak his white cuff.

"Sir?" The bodyguard turned around.

"I'm fine, just a—" Julian started to say, but his voice failed him.

A wave of nausea hit him like a physical punch. His vision swam. His heart, usually strong and steady from years of expensive gene-therapy, skipped a beat. Then two. Then it started racing uncontrollably.

"My chest..." Julian gasped, clutching his silk shirt. "I can't... breathe..."

The car's lights flickered. The engine sputtered—something that should be impossible for a military-grade vehicle.

Back in the Alley.

Arlan gasped, arching his back off the wet pavement.

Heat. Pure, unadulterated energy surged into him. It felt like being injected with liquid adrenaline. The agony in his ribs vanished instantly. The cold that had settled in his bones evaporated, replaced by a burning vitality.

He stood up.

He didn't stumble. He didn't sway. He stood up straight, his spine cracking satisfyingly.

Arlan looked at his hands. The scrapes were gone. His skin, usually pale and malnourished, glowed with a faint, healthy luster. He took a deep breath, filling his lungs completely without a hint of pain.

[ COLLECTION SUCCESSFUL. ]

[ Received: 10 Years of Vitality (Stolen from Julian Mahendra). ]

[ Received: Minor Luck Fragment (Stolen from Julian Mahendra). ]

[ Current Host Level: 1 ]

[ Karma Points: 100 / 1000 ]

Arlan looked at the spot where the limo had disappeared. He could hear faint sirens in the distance—getting closer to where the car would be.

For the first time in his life, Arlan didn't feel like a victim. He felt like a predator who had just tasted meat.

"This..." Arlan whispered, clenching his fist, feeling the raw power coursing through his veins. "This is justice."

He turned and walked out of the alley. He didn't look back at the spot where he had almost died. The Debt Collector had just been born.