Ethan couldn't stop looking at her hands.
They were a CEO's hands—bone structure too refined, fingers too elegant for someone who claimed to have nothing. Even the way she held herself, spine straight despite exhaustion, spoke of breeding and education money couldn't fake.
She wasn't a vagrant. She'd been something else.
"You're not telling me everything," he said.
Lily—she'd told him her name in the car—looked away. "Does it matter?"
"You're educated. Well-spoken. Those clothes you were wearing, even torn—they were expensive once." He leaned forward. "What happened to you?"
Silence stretched. Then she sighed, bitter and tired.
"I went bankrupt."
The words dropped like stones.
"Six months ago, I was the CEO of Velmoré group. We had funding, partnerships, an approved IPO scheduled to launch." Her voice went flat. "Then we got bumped. Some other company took our VIP processing slot. By the time we got another chance, our investors had lost confidence. They pulled out. The company collapsed in three weeks."
Ethan and Marcus went very still.
Velmoré group.
"What was your launch date?" His voice came out careful.
"March 15th. Three years ago. Why?"
March 15th. The exact date he'd told Marcus to expedite Vivian's IPO. The exact date he'd said—
"I don't care what it takes. Make it happen."
What it takes.
His eyes cut to Marcus, standing by the door.
The man had gone pale. A thin line of sweat traced his temple despite the cool air.
"Marcus." Ethan's voice dropped to something dangerous. "Step outside for a moment."
"Sir, I—"
"Now."
Marcus fled.
Lily watched, confused. "What's wrong?"
Ethan didn't answer. His mind was racing, piecing together a timeline he'd never bothered to examine before.
Vivian's company had gone through the VIP channel. Approved in record time. He'd made one phone call, pulled a few strings, and suddenly his wife's IPO was fast-tracked.
But VIP slots were limited. If someone jumped the queue, that meant—
Someone got pushed out.
Multiple someones, probably.
And Velmoré group had been right in front of Vivian's firm.
Of course. Marcus, eager to impress, hadn't just expedited. He'd cleared the entire path. Kicked out every company blocking Vivian's way.
Ethan's hands curled into fists.
Lily was still talking, oblivious to the realization tearing through him. "I lost everything. The company, my savings, my apartment—I used it all trying to keep us afloat. When it finally collapsed, I had nothing left."
"Why were you at the cemetery today?" The question came out rougher than intended.
She looked at him, surprised. "I was walking. Trying to clear my head before a job interview. Those men—" Her voice trembled. "They offered me a drink at a café. Said they were recruiters. I was desperate enough to believe them."
Drugged at a café. Targeted specifically. This wasn't random.
"The job interview," Ethan said slowly. "What company?"
"Some startup. The address they gave me was near the cemetery." She paused. "Why?"
Because someone had lured her there. Set her up. Sent men to—
His jaw tightened. One problem at a time.
First, he had to fix what he'd broken.
Ethan rose abruptly. Lily flinched.
"Wait here."
He stepped into the hallway where Marcus stood, practically vibrating with anxiety.
"Sir, I can explain—"
"How many?" Ethan's voice was ice. "How many companies did you bump to clear Vivian's path?"
Marcus's throat worked. "I... I don't have exact numbers—"
"How many?"
"Seven. Maybe eight. Sir, you said to expedite, I thought—"
"You thought what?" Each word could cut glass. "That destroying people's livelihoods was 'efficient'? That ruining seven companies was acceptable collateral damage?"
"I was trying to help!"
"You were trying to impress me." Ethan stepped closer. Marcus backed against the wall. "And in doing so, you left a trail of destruction I'm now responsible for."
"Sir—"
"The woman in that room?" Ethan's voice dropped to something lethal. "She lost everything because of an order I gave and you executed poorly. Her company. Her home. Her future. All gone. Because you couldn't be bothered to do the job right."
Marcus was sweating openly now.
Ethan pulled out his phone. Sent a text. Then looked up.
"You have seventy-two hours. I want a list of every company that was bumped three years ago. Every CEO, every investor, every employee affected. Names, contact information, current status."
"That's going to take—"
"Seventy-two hours." The authority in his voice was absolute. "And then you're going to help me fix it. All of it. Starting with Velmoré group."
"But sir, the IPO process alone will take months—"
"Then you'd better start now." Ethan's eyes were cold. "Because if you don't, you'll be looking for new employment. And I promise you, Marcus—after I'm done, no one in this industry will hire you. Ever."
The threat hung in the air.
Marcus nodded frantically. "Understood, sir."
"Go. And send Dr. Hayes back in on your way out."
Marcus practically ran.
Ethan stood in the empty hallway, rage simmering beneath his skin. He'd spent three years sacrificing everything for Vivian. And in doing so, he'd destroyed people like Lily.
People who'd actually earned their success.
He took a breath. Forced the fury down. Then returned to the suite.
Lily was standing now, arms wrapped around herself. "What was that about?"
"A mistake I need to fix." He gestured to the chair. "Sit. Please."
She didn't move. "You're being cryptic."
"I'm only being careful." He met her eyes. "Lily, I need to ask you something. If you don't have a home, where have you been staying all this time?"
The question landed like a blow.
"I don't." The words came out sharp. "I've been staying in cheap motels. The kind where you don't ask questions and they don't check IDs too carefully."
Ethan felt something twist in his chest.
"For six months?"
"For six months." She looked away. "I do freelance coding work when I can find it. Enough to eat. Enough to sleep somewhere with a lock on the door. That's it."
Silence.
"I have a property," Ethan said finally. "In Riverside. It's been vacant for two years." Since my mother died. The thought came unbidden. He pushed it away. "You could stay there.”
"I can't—"
"Just temporarily. Until you get back on your feet."
"We're strangers." Lily's voice rose. "You saved my life, and I'm grateful, but I can't accept—"
"The apartment is empty. If it can help someone who needs it, why should it stay vacant?" He moved toward the door. "Come on. I'll take you there myself."
"You don't have to—"
"I know." He paused, looked back. "But I want to."
Something in his tone made her stop protesting.
Dr. Hayes, who'd been quietly observing, spoke up. "Miss Morgan, I'd advise accepting. You need rest and safety. Mr. Cross is offering both."
Lily looked between them. Searching for the catch, the hidden angle.
Finding none, she exhaled slowly. "Okay. But just temporarily."
"Agreed."
She gathered her torn clothes. Wrapped the robe tighter.
Ethan held the door open. She walked through, and he followed.
Three years of being powerless—over.
Lily Morgan lost everything because of him.
He'll get it back.
Whoever tried to hurt her would learn what happened when the Phantom stopped hiding.
Latest Chapter
CH 12
Whispers exploded into shouts. Phones appeared. Cameras flashed.Velmoré Group. Lily's company. The one that had died six months ago.Vivian's face went from pale to gray. "That's impossible. There must be some mistake." Her voice climbed higher with each word. "Yesterday's press conference confirmed everything. I haven't received any termination notice—"Her phone buzzed.Once. Twice. Three times in rapid succession.She fumbled it from her purse with shaking hands. The screen lit her face blue-white as she read, and Lily watched her expression crumble like wet paper."No." The word barely made it past her lips. "No, this isn't—"Ryan grabbed the phone. Read. His tan drained to ash."Suspected violations," he said quietly. "Three days to submit evidence or face formal investigation.""Fix this." Vivian snatched the phone back, her perfectly manicured nails digging into Ryan's arm hard enough to leave marks. "You know people. You have connections. Fix this right now."Ryan said nothin
CH 11
The guards moved closer with professional efficiency.Lily's heart hammered against her ribs hard enough to hurt. She had no pass, no invitation, no explanation for why she was here except that Ethan had gestured her into his car and she'd innocently followed.She tugged at Ethan's sleeve. "We should go."He didn't move. Didn't even look at her. Just stood there perfectly calm and still, like he was waiting for something.The lead guard stopped in front of them. "Sir. Ma'am. I need to see your passes."Lily's throat closed. Former business partners were staring at her now—people she'd begged for investments, people who'd deleted her number after the bankruptcy. All of them watching her about to be thrown out like garbage.She tugged at Ethan's sleeve again, harder this time. "Ethan, we should really go now."He remained perfectly still."Sir." The guard's voice sharpened into authority. "Your passes. Now."Ethan looked at him with calm, dark eyes. "We don't have passes."Triumph blaze
CH 10
Lily hesitated at the hotel entrance, keys heavy in her palm. Should she go back to the penthouse? Start this strange new chapter of her life?Before she could decide, Ethan's phone buzzed. He glanced at the screen, and something shifted in his expression—subtle, but there. He gestured toward his car."Get in.""What? Why—""Please."The word wasn't a command. It was a request that somehow felt more binding than any order could be.She got in.The city blurred past as they drove in silence. When the car finally stopped, she looked up and felt her stomach drop."The Nasdaq celebration banquet?" Her voice came out smaller than she intended. "Ethan, I can't just walk into—""You can." He opened her door, waiting. "Come on."The entrance gleamed under spotlights, red carpet stretching toward massive doors. Lily felt every borrowed thread of her dress like a lie written on her skin as they walked toward the wealth and success she'd been exiled from six months ago.Ethan's hand found the sm
CH 9
The elevator doors closed, and Diane turned to her friends with victory shining in her eyes like sunlight off broken glass. "Well. That was entertaining."Mrs. Parker's expression was uncertain. "Diane, maybe you were a bit harsh—""Harsh?" Diane laughed and waved her hand dismissively. "That parasite needed to hear the truth, and that girl—whoever she is—needed to know what kind of man she's dealing with.""Still." Mrs. Bennett glanced at the closed elevator doors. "You did threaten to tear his skin off.""Figure of speech." Diane started walking toward the penthouse door with renewed purpose. "Come on. Let's not waste time on trash. We came here to see the apartment."Mrs. Sullivan nodded slowly. "The one Ryan bought?""The penthouse." Diane pulled the key card from her purse and held it up so light caught the gold embossing. "Forty-three floors of luxury. Floor-to-ceiling windows. Marble everything. The kind of home my daughter actually deserves."Her friends followed, hesitant but
CH 8
"I think there's been a misunderstanding."Ethan's voice was calm—too calm for someone being accused of breaking and entering.Diane's face cycled through confusion, then fury. "Misunderstanding? You broke into my apartment—""I didn't break in." Ethan gestured toward the elevator. "I have nothing else to do here. Excuse us."He moved forward, and Lily followed, but Diane's arm shot out to block the elevator doors."Stop right there. Did I say you could go?"The command rang through the hallway, and her friends shifted closer to form a wall of judgment and designer handbags. Lily felt their eyes cataloging every inadequacy written on her borrowed dress.Ethan's jaw tightened. "Diane, I've already discussed the divorce with Vivian. Wherever I go from now on has nothing to do with your family.""Oh, really?" Diane stepped closer, her voice dripping condescension. "So just because you're divorced, you think you can do whatever you want? Disregard your elders? I'm twice your age, boy. It'
CH 7
The hotel rose forty-three stories above the city, glass and steel catching morning light like a blade.Yesterday, Vivian Cross's celebration banquet. Today, Lily Morgan's new beginning.Neither woman knew they were about to collide.Lily stood at the entrance, staring up. Places like this used to be normal for her—back when she had a company, a title, a future. Now they just reminded her of everything she'd lost."Are you having second thoughts?" Ethan's voice was quiet beside her."No." She forced her feet to move. "Just some... memories. Bad memories."He didn't ask. That's what she appreciated about him—he didn't pry. Didn't demand explanations for the shadows that crossed her face when she saw expensive things, heard champagne corks, felt silk under her fingers.The lobby swallowed them whole. Marble. Chandeliers. Women in designer heels clicking past, men in thousand-dollar suits checking phones worth more than her last three months of rent combined.Lily's borrowed clothes felt
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