The morning sun filtered through the dust-covered window of Ayan’s tiny attic room. Usually, the alarm at 6:00 AM meant one thing: jumping out of bed, grabbing a quick piece of dry bread, and rushing to his part-time shifts at the local diner and delivery service.
But today was different.
Ayan opened his eyes, his heart instantly racing. Was last night just a vivid dream born out of pure desperation and heartbreak?
He quickly grabbed his cracked smartphone from the floor and unlocked the screen. He opened his banking app with trembling fingers.
Current Balance: $1,002.50
The numbers were still there. Green, bright, and undeniable.
"It wasn't a dream," Ayan whispered, a grin spreading across his face.
Right on cue, a soft, translucent golden panel hovered lightly in his field of vision.
[GOD-TIER CASHBACK & SHOCK SYSTEM v1.0]
Host: Ayan
Personal Balance: $1,002.50
Cashback Multiplier: 100x
System Status: Ready for deployment.
Ayan stood up and walked over to his small vanity mirror. His face was still pale, and his eyes had dark circles under them from last night's betrayal. But the helpless, beaten look in his eyes was gone, replaced by a sharp, cold determination.
"Riya said I couldn't afford a warm meal, let alone a designer coat," Ayan muttered, remembering her sneering face outside the Grand Hyatt. "Let's see how much this world changes when money is no longer an issue."
He showered quickly, put on his cleanest pair of jeans, and walked out into the crisp morning air. Instead of riding his squeaky old bicycle, he walked straight to the main road and hailed a taxi.
"Where to, pal?" the taxi driver asked, eyeing Ayan's worn-out denim jacket through the rearview mirror.
"Take me to the Golden Plaza Mall," Ayan replied smoothly.
The Golden Plaza was Riverdale City’s premier high-end shopping district. It was a place Ayan had only ever seen from the outside—a glass-and-marble paradise reserved exclusively for the city's elites, young masters, and wealthy socialites.
Twenty minutes later, the taxi pulled up in front of the massive, gleaming plaza. Ayan handed the driver a crisp twenty-dollar bill from his wallet and walked through the sliding glass doors.
Inside, the mall smelled of expensive perfume and polished marble. High-end boutiques like Gucci, Rolex, and Louis Vuitton lined the halls.
Ayan’s stomach let out a loud rumble. He hadn't eaten since yesterday afternoon. Looking around, his eyes fell upon a luxurious French cafe named Le Lumière located on the second floor. It was known for its outrageously expensive breakfast menus and elite clientele.
He walked up to the entrance. The hostess at the front, a young woman wearing a sharp uniform, immediately eyed Ayan up and down. Her gaze lingered on his faded sneakers, and her welcoming smile instantly faded into a subtle look of judgment.
"Welcome to Le Lumière," she said, her tone polite on the surface but visibly distant. "Are you looking for someone, sir? Our average breakfast set starts at $150 per person."
It was a classic, subtle form of rejection. She assumed he had wandered into the wrong place.
In the past, Ayan would have flushed with embarrassment and walked away. But now? He simply pulled out his phone with an unbothered expression.
"Is there an open table near the window?" Ayan asked calmly.
The hostess blinked, surprised by his confidence. "Uh, yes. Table 4 is open."
"Great. I'll take it."
He sat down on the plush velvet chair overlooking the city street. The waiter brought over a leather-bound menu. Ayan didn't even bother reading the descriptions; he looked directly at the highest prices on the page.
"I'll have the Wagyu steak and eggs, the black truffle omelet, a side of caviar toast, and your finest pot of Blue Mountain coffee," Ayan said casually, closing the menu.
The waiter stared at him for three full seconds, completely stunned. "Sir... that order comes to $480. We require payment upfront for first-time guests without a membership."
It was a clear test. The waiter expected Ayan to panic or make an excuse to leave.
Instead, Ayan calmly pulled out his payment card and tapped it on the portable card reader held by the waiter.
BEEP!
[Payment Successful: $480.00]
The waiter's eyes widened in sheer shock. The hostess at the entrance, who was watching from a distance, nearly dropped her clipboard!
[DING!]
[Shock Value Detected! Caused mild disbelief to 2 people!]
[System Reward: 20 System Experience Points!]
Ayan smirked inwardly. So that's how the Shock mechanics work!
A few seconds later, his phone vibrated in his pocket.
[DING!]
[System Alert: You spent $480.00 on luxury dining! Triggered 100x Cashback Multiplier!]
[Amount Received: $48,000.00!]
BZZZ!
A notification pop-up flashed across his phone screen:
[Bank Notice]: Your account ending in ****8821 has received a transfer of $48,000.00. Remaining balance: $48,522.50.
Ayan’s breath hitched slightly. $48,000! Just by eating breakfast, he had earned more than he used to make in two years of part-time work!
Within fifteen minutes, the food arrived. The chef himself brought out the dishes, bowing respectfully to Ayan. The same waiter who had doubted him earlier was now pouring his coffee with utmost care and deference.
Ayan ate comfortably, enjoying every bite of the high-grade meal. The taste of victory was sweet, but this was only the warm-up.
After finishing his breakfast, Ayan left a generous $100 tip on the table. The waiter’s jaw practically hit the floor as he bowed repeatedly, thanking Ayan profusely.
[DING!]
[System Alert: You tipped $100.00! Triggered 100x Cashback Multiplier!]
[Amount Received: $10,000.00!]
[Current Balance: $58,422.50]
Ayan walked out of the cafe with a light step. He now had nearly $60,000 in his bank account.
He looked across the mall corridor and spotted a massive, multi-story luxury clothing boutique: Vogue & Co.
Coincidentally, that was the exact boutique where Riya had bragged about her new Chanel coat yesterday.
Ayan straightened his denim jacket, a cold glint appearing in his eyes.
"Time to upgrade my wardrobe," he muttered to himself, walking straight toward the boutique's entrance.
Latest Chapter
BUYING THE VILLA
The green Lamborghini Aventador SVJ carved through the winding mountain highway, its dark-green matte finish gleaming under the afternoon sun. As the noisy city streets faded into the distance, the air grew crisp, clean, and quiet.Ayan adjusted his grip on the leather-wrapped steering wheel. With over $105 million sitting in his bank account, driving back to his cramped, humid attic room in the slums was out of the question. He needed a residence that matched his rising status—a place offering total security, complete privacy, and unyielding grandeur.He tapped the touchscreen console on his dashboard, setting his destination to Starlight Villa Estate.Starlight Villa was Riverdale City’s most prestigious residential mountain sanctuary. Built along the crest of Mount Solitude, it was a gated paradise reserved exclusively for top-ranking political figures, international business moguls, and hereditary wealthy tycoons. Every property within the estate spanned thousands of square fee
THE JEALOUS EX
The deep, throat-rattling roar of the dark-green Lamborghini Aventador SVJ echoed down Riverdale Boulevard, drawing the eyes of every pedestrian and driver in sight. Inside the carbon-fiber cockpit, Ayan leaned back against the hand-stitched leather seat, one hand resting casually on the steering wheel.The feeling of stepping on the gas pedal of a $750,000 beast was intoxicating, but the real rush was looking at his phone’s banking notification.Current Balance: $104,226,222.50Over one hundred million dollars.Ayan let out a faint, quiet laugh. Just forty-eight hours ago, he was frantically searching under his bed cushions for spare quarters to buy a instant cup of noodles. Now, he had more liquid cash than most mid-sized corporations in the state.BZZZ! BZZZ! BZZZ!The center console’s digital display suddenly flashed red, interrupting his music. An incoming call notification lit up the screen.The screen displayed an unsaved number, but Ayan knew those eleven digits by hea
THE SUPERCAR SHOWROOM
The afternoon sun blazed down on the glass facade of Apex Motors, the city’s premier luxury and exotic supercar dealership. Inside the air-conditioned, two-story showroom, multi-million-dollar Ferraris, McLarens, and Lamborghinis gleamed under warm indoor spotlights, reflecting off the polished white tile floor.Ayan arrived in a high-end luxury taxi, stepping out right in front of the showroom's glass doors. He adjusted his tailored charcoal suit, checking his watch. His bank balance stood at a staggering $29,976,222.50. Just as Ayan approached the glass doors, the sharp screech of high-performance tires echoed from the parking lot. A deep blue Porsche Panamera pulled aggressively into the VIP spot right near the entrance.The car doors swung open. Out stepped Richi, wearing a casual designer hoodie, holding a set of Porsche keys in his hand. Beside him was Riya, carrying several shopping bags from their earlier outing, though her expression was still visibly shaken from the hu
CASH IS KING
The cool afternoon breeze rustled through the trees along Financial Avenue, but Ayan felt a surge of warmth and absolute clarity. The high of spending $250,000 on a whim was still buzzing through his veins, but the real thrill was seeing $25,026,222.50 resting in his bank account. He wasn't just a broke student trying to survive until the end of the week anymore. He was a multi-millionaire in liquid cash. However, holding tens of millions of dollars in a basic student checking account was bound to trigger security flags, freeze transactions, or cause unnecessary headaches. To move money smoothly and unlock high-tier financial power, he needed a private wealth manager and an upgraded account status.Ayan walked up the grand granite steps of Royal Trust Bank—the premier private financial institution in Riverdale City. The building was an architectural marvel, featuring towering marble pillars and bulletproof glass facades.Pushing through the revolving brass doors, Ayan stepped
BUYING THE ENTIRE STORE
The afternoon sun blazed over Golden Plaza Mall's premier luxury boulevard, casting long shadows across the pristine marble walkway. Ayan walked with measured, unhurried steps. His tailored charcoal suit caught the light with a subtle silk sheen, and his sharp, enhanced gaze absorbed every detail of the high-end shopping district around him.Having over $276,000 sitting in his bank account was only the beginning. To escalate his System level and expand his influence, he needed to make massive, eye-watering financial transactions. Ayan stopped in front of Gilded Crown, the most extravagant multi-story flagship store in the city. Known for housing exclusive haute couture, limited-edition diamond-encrusted accessories, and custom leather goods, the store served as a playground for Riverdale’s most influential families. Through the massive floor-to-ceiling display windows, Ayan spotted two familiar figures inside near the VIP jewelry section.It was Richi and Riya. Richi was le
TIPPING THE WAITER
The morning sun reflected brilliantly off the glass facade of The Imperial Palace, Riverdale City’s most prestigious three-star Michelin restaurant. It was a place frequented exclusively by corporate tycoons, political elites, and high-society young masters.Ayan walked through the mahogany double doors, his new $12,500 charcoal Italian suit fitting his sharp frame flawlessly. He carried himself with a calm, effortless posture, yet every step radiated an unmistakable aura of confidence.As soon as he entered, the soft melody of a grand piano filled the air.A young waitress wearing a pristine white apron and a tailored vest walked over to greet him. Her name tag read Lily. Unlike the snobbish sales associate at the clothing boutique, Lily smiled with genuine warmth and politeness, showing not a single hint of judgment toward Ayan’s unfamiliar face."Good morning, sir! Welcome to The Imperial Palace," Lily said with a gentle bow. "Do you have a reservation, or would you prefer a ta
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