The Infinite Cashback System

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The Infinite Cashback System

Urbanlast updateLast Updated : 2026-10-22

By:  Indigo_StoneHeartOngoing

Language: English
16

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Ayan was just an ordinary college student struggling at the bottom of society until the day his girlfriend dumped him for a wealthy heir, leaving him broken and humiliated in public. But fate took an unprecedented turn when he suddenly unlocked the God-Tier 100x Cashback & Shock System. ​Every dollar Ayan spends—or gives away—returns to his bank account multiplied by a hundredfold! Even better, every time he stuns, shocks, or defies those who look down on him, the system awards him attribute points, high-tech blueprints, divine medical mastery, and martial arts power. ​From buying out luxury stores on a whim to purchasing multi-billion dollar conglomerates and subduing shadowy ancient families, Ayan’s rise is unstoppable. Watch as a former nobody uses limitless wealth and game-changing cheat codes to crush his enemies, shatter societal hierarchies, and ascend as the ultimate Sovereign of the modern world!

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Chapter 1

THE BETRAYAL AND THE GLITCH

​The autumn wind in Riverdale City carried a sharp, bitter chill, but nothing felt colder than the scene unfolding in front of the luxury Grand Hyatt Hotel.  

​Ayan stood near the entrance, holding a slightly crumpled paper bag containing a hot matcha latte—Riya’s favorite drink. His knuckles were pale, frozen from the biting wind, but his eyes were fixed on the girl standing just ten feet away.

​Riya was wearing a brand-new designer trench coat that Ayan had never seen before. Her long, dyed mahogany hair swayed gracefully in the breeze. But she wasn't alone.

​Her arm was tightly wrapped around the arm of a tall young man wearing an Italian tailored suit, casually tossing a set of Porsche car keys in his hand. That was Richi—the notoriously arrogant heir of the local Billionaire Construction Group.  

​"Riya..." Ayan’s voice was barely a whisper, catching in his throat. "What is this? You told me you were studying at the library tonight."

​Riya stopped in her tracks. Seeing Ayan standing there in his faded denim jacket and worn-out sneakers, a flash of disgust crossed her face before settling into cold indifference. She didn't even bother to untangle her arm from Richi’s.  

​"Ayan? What are you doing here?" Riya sighed, stepping forward with an annoyed look. "Look at yourself, Ayan. Stalking me? Don't you have any self-respect left?"

​"Stalking you?" Ayan let out a dry, hollow laugh. "I came all the way here on my bicycle through the cold just to bring you your favorite drink because you said you were stressed. And you're coming out of a five-star hotel with him?"

​Richi chuckled softly, looking at Ayan as if he were a stray dog begging for food on the sidewalk. He pulled out a sleek leather wallet, casually pulled out three crisp hundred-dollar bills, and flicked them onto the wet pavement at Ayan’s feet.  

"Hey, kid," Richi smirked, his eyes filled with absolute disdain. "Take the money. Consider it your delivery f*e for bringing the latte. Now get lost before I have security throw you out."

​"Richi, don't waste your money on a loser like him," Riya said, her voice dripping with venom as she looked at Ayan. "Ayan, let's just make things clear so you don't waste my time anymore. We're over. I'm breaking up with you."  

​Ayan felt as if a heavy hammer had smashed into his chest. "Over? Riya, we’ve been together for two years! I worked three part-time jobs just to pay for your tuition and buy you that birthday gift last month! How can you do this?"  

​"Two years of absolute poverty!" Riya shouted back, her expression twisting. "What did you ever give me, Ayan? Cheap street food? Bus tickets? Richi bought me this Chanel coat today without even looking at the price tag! Can you ever afford that? You're just a dirt-poor orphan student with no future. Standing next to you makes me feel ashamed!"  

​Every single word stabbed straight into Ayan’s heart. The bystanders walking in and out of the hotel stopped to watch, whispering and pointing at Ayan with mock smiles. The humiliation burned deep in his soul.  

​Richi pulled Riya closer by her waist and sneered. "Listen, bro. Money makes the world go round. A broke nobody like you doesn't deserve a girl like her. Go back to your tiny rented room and dream about becoming rich."  

​With that, Richi unlocked his deep blue Porsche Panamera, opened the passenger door for Riya, and drove away, leaving a cloud of exhaust fumes behind.

​Ayan stood frozen in the cold night air. The hot latte in his hand had gone completely cold. The three hundred-dollar bills sat on the ground, soaked in filthy rainwater.  

​He dropped the coffee cup into the trash can. His hands trembled, not from the cold, but from an overwhelming mixture of heartbreak, rage, and helplessness.  

​Is money really everything in this world? Ayan thought, staring at the wet street light reflections. Just because I’m poor, I deserve to be stepped on like dirt?  

​He walked aimlessly down the street for hours until he reached his tiny, cramped attic room in the city's slums. The room was cold, lit only by a single flickering lightbulb.

​Ayan collapsed onto his small wooden bed, staring blankly at the peeling wallpaper. His bank account currently had a grand total of $12.50. He couldn't even afford rent for next month.

​"If I had money... if I just had power..." Ayan muttered, closing his eyes tightly as a tear slipped down his cheek.  

​Suddenly—

​[DING!]

​A sharp, crisp mechanical chime resonated directly inside his brain!

​Ayan sat up instantly, thinking he was hallucinating from exhaustion.

​[Host's strong desire for wealth and dominance detected!...]

[Fulfilling core binding conditions...]

[Congratulations! You have successfully bound to the "God-Tier 100x Cashback & Shock System"!]  

​A translucent, glowing golden interface appeared out of thin air right in front of his eyes!  

​[GOD-TIER CASHBACK & SHOCK SYSTEM v1.0]

Host: Ayan

Current Wealth Level: Dirt Poor

Personal Balance: $12.50

Cashback Multiplier: 100x (Current Level)

System Perks:

  

​Every dollar spent on consumption or gifted will return 100x legal cashback instantly to your bank account!

  

​Causing shock/disbelief to others unlocks Attribute Points, Blueprints, and Divine Skills!

  

​Ayan rubbed his eyes frantically. He squeezed his arm—the pain was real. The glowing panel was still there, floating softly in the dark room!

​"100x Cashback? System?" Ayan breathed out, his heart hammering against his ribs like a wild drum. "Is this real... or am I going crazy?"  

​To test it, Ayan quickly pulled out his phone and opened his online payment app. He had $12.50 left. He decided to send a $10 donation to a charity foundation app he used to follow.

​Tap.

​Payment Successful: $10.00 transferred.

​Ayan held his breath, staring at his phone screen.

​One second... two seconds...

​[DING!]

[System Alert: You spent $10.00! Triggered 100x Cashback Multiplier!]

[Amount Received: $1,000.00 (Legal and clean source funds).]  

​BZZZ!

​A notification pop-up immediately appeared at the top of his phone screen:

​[Bank Notice]: Your account ending in 8821 has received a transfer of $1,000.00. Remaining balance: $1,002.50.

​Ayan’s jaw dropped. He stared at the digits on his banking app in complete disbelief.

​$1,000! It came instantly! And it was totally legitimate!  

​"It's real..." Ayan whispered, a slow, dangerous smile spreading across his face as his eyes sparkled with newfound fire. "It’s actually real!"  

​If $10 gives me $1,000... then what if I spend $1,000? I’ll get $100,000!

What if I spend $100,000? I’ll get $10,000,000!  

​Ayan clenched his fists tight, his chest surging with unprecedented excitement.  

​The humiliation from Richi, the cold betrayal from Riya, the mockery from the crowd—every painful moment flashed through his mind.  

​"Riya... Richi..." Ayan’s voice turned dangerously calm, his eyes gleaming with ambition. "You said money rules the world? You said I’m a loser who will never stand at the top?"  

​He stood up, looking out the tiny window at the glowing luxury skyscrapers of Riverdale City in the distance.  

​"Tomorrow... the game changes!"

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