Just a Phone Call
Author: J.K. Hades
last update2026-02-06 14:56:24

The wail of sirens cut through the night, flashing red and blue lights painting the Song Villa’s living room in chaotic bursts.

"They're here!" Adams shouted, clapping her hands with vindictive glee. "Finally! Officer! In here! The criminal is in here!"

Three uniformed officers marched in, led by Chief Yang, a stern man with a thick mustache known for his intolerance of white-collar crime.

"Who is Chase Lu?" Chief Yang barked, his hand resting on his holster.

"Him!" President Han pointed a shaking finger at Chase. "That’s the fraudster! He used a cloned card device to steal three hundred million dollars from the banking system! Arrest him immediately!"

Chief Yang glared at Chase. "Stand up. Hands behind your back."

Chase stood up slowly. He didn't resist. He didn't run. He simply held out his wrists.

"Chase!" Bella sobbed, burying her face in her hands. She couldn't watch. Her husband, being led away in cuffs. It was the end.

Chief Yang pulled out a pair of cold steel handcuffs. Click. One cuff locked around Chase’s left wrist.

"You have the right to remain silent," Chief Yang began to recite.

President Han smirked, crossing his arms. "Don't bother with rights, Chief. Just throw him in the hole. My lawyers will handle the rest."

Uncle Bob let out a sigh of relief. "Thank god. The cancer is cut out."

Just as Chief Yang reached for Chase’s right wrist...

Riiiiiing.

A phone rang. Not Chase’s phone. Not President Han’s phone.

It was Chief Yang’s personal cell phone.

Chief Yang frowned. "One moment." He checked the caller ID.

His eyes widened. It was a restricted number with a country code he didn't recognize. Switzerland?

He ignored it. He reached for Chase’s wrist again.

Riiiiiing.

It rang again instantly.

"Answer it, Chief," Chase said softly. "It might be important."

"Shut up," Chief Yang snapped. But the persistence of the call made him uneasy. He unclipped the phone and put it to his ear. "Chief Yang speaking. This is an active crime scene, make it quick."

The room went quiet, everyone watching the Chief’s face.

For ten seconds, Chief Yang said nothing. His face, however, went through a spectrum of colors. First red. Then pale white. Then a sickly green.

"Yes... Yes, sir... I understand... The Global Banking Alliance?... A VVIP Level 10?... Sanctions on the entire city's police budget?... No, sir! I didn't know! I swear!"

Chief Yang’s hand started shaking so hard he nearly dropped the phone. He looked at Chase not as a criminal, but as if Chase were a ticking nuclear bomb.

"Yes... Immediately. Yes. Understood."

Chief Yang hung up. He swallowed hard, his Adam's apple bobbing.

"Chief?" President Han frowned. "What’s wrong? Cuff him!"

Chief Yang suddenly spun around.

Slap!

He backhanded President Han across the face.

"Shut your mouth!" Chief Yang roared.

The room froze. President Han stumbled back, clutching his cheek. "Chief? What are you doing?"

Chief Yang fumbled with his keys, sweat pouring down his forehead. He unlocked the handcuff from Chase’s left wrist with trembling fingers.

"Mr. Lu," Chief Yang bowed, his voice cracking. "I... I apologize! It was a misunderstanding! A grave error! Please... please don't report this to the Alliance!"

"The Alliance?" Chase rubbed his wrist. [System Notification: Audit Complete. Assets Unfrozen. Apology Issued.]

Chase smiled. "It’s fine, Chief. You were just doing your job. But these people..." He pointed at President Han and the lawyer. "...they filed a false police report, didn't they? Isn't that a crime?"

Chief Yang’s eyes lit up. He needed a scapegoat to appease the terrifying voice on the phone.

"Arrest them!" Chief Yang shouted at his officers, pointing at President Han. "False reporting! Slander! Wasting police time! Cuff him!"

"What? No!" President Han screamed as the officers grabbed him. "You can't do this! I am the victim! That card is fake!"

"The Global Banking Alliance just confirmed the card is authentic!" Chief Yang yelled back. "You slandered a VVIP client! Get him out of here!"

President Han was dragged out, kicking and screaming, exactly like his son.

The door slammed shut. Silence returned to the Song Villa.

Grandma Song’s mouth was open. Uncle Bob looked like he had swallowed a fly. Adams had stopped crying mid-sob.

They looked at Chase.

The card was real. The money was real.

"Chase..." Adams whispered, her eyes suddenly filled with greed. "My... my dear son-in-law. You... you really have ten billion dollars?"

Chase looked at the family. He saw the shift. The fear was gone. The scorn was gone. Now, it was pure, unadulterated avarice.

He laughed.

"Ten billion?" Chase shook his head. "No."

"What?" Grandma Song leaned forward. "But the police said..."

"The card is real," Chase lied smoothly, spinning the tale he had prepared. "It was left to me by a distant relative. A great-uncle I never met. But... it was a one-time inheritance."

"One time?" Uncle Bob asked.

"The limit was three hundred million," Chase shrugged. "I spent it all. I bought the hotel. I paid for Mom's surgery. I hired the medical team. The balance is now zero. Actually... I think I overdrew by fifty bucks."

The air left the room.

"Zero?" Adams shrieked. "You spent three hundred million dollars in ONE HOUR? And you didn't give a penny to the family?"

"It was my money," Chase said. "I spent it on what mattered."

"You... you prodigal animal!" Grandma Song slammed her cane. "Three hundred million! You could have expanded the Song Corporation! You could have made us royalty! And you bought a hotel? A depreciating asset?"

"You are useless!" Aunt Sarah yelled. "I thought you were a dragon, but you’re just a lucky beggar who won the lottery and burned the ticket!"

The relief in the room was palpable. He wasn't a criminal, so they were safe. But he wasn't rich anymore (so they thought), so they didn't have to respect him.

He was back to being Chase Lu. But now, he was "The Idiot Who Wasted a Fortune."

"Get out of my sight," Grandma Song waved her hand dismissively. "You make me sick. Wasting such an opportunity. Go home. And take your wife with you."

Chase smiled. He took the Black Card off the table—nobody tried to stop him now; they thought it was empty plastic—and put it in his pocket.

"Come on, Bella," Chase said.

Bella followed him, her head spinning. She didn't know whether to be relieved he wasn't going to jail, or furious that he had hidden everything. But as she looked at his back, she realized one thing:

He had faced the police, the family, and the Han clan, and he hadn't blinked.

Empty pockets or not, her husband had changed.

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