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The karma exchange
Karma is a currency, and the universe is coming to collect.
For Vik, life has been a relentless cycle of exhaustion and debt. But when a ruthless gang corners him in a dark alley to break his bones, the world suddenly freezes. A translucent interface flickers to life with a chilling warning: His Karma balance is -150, and he has exactly 24 hours before liquidation erases his soul.
To survive, Vik must balance the ledger.
He discovers a cosmic loophole: by defeating the city's worst predators, he can extract their negative points and convert them into Pure Karma. This currency can be spent in a hidden shop to unlock superhuman strength, heightened reflexes, and deadly metaphysical skills.
From rain-slicked alleys to the heights of corporate shadow-wars, Vik goes from prey to the ultimate debt collector. But as he climbs the ladder of power, he learns he isn't the only Contractor in the game. In a world where corrupt elites hoard fortune and rivals hunt for dominance, Vik must adapt, upgrade, and exploit the system.
The ledger is open. It’s time to collect.
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Doomsday System: Reborn to Ruin My Ex-Wife
In his past life, Caleb gave his wife everything—only to be fed to the zombie hordes so her lover could live. Now, reborn fifteen days before the apocalypse with an Infinite Extraction System, he isn’t playing the obedient victim anymore. He’s draining her accounts, gutting their penthouse, and hoarding an empire of supplies. When the world ends, they will freeze and beg. But Caleb? He will thrive.
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Surviving the Lock Keeper's Game
What happens when an ordinary teen beats the god of games without knowing it?
Corey Feldman is an eighteen year old gamer. His final year of high school started with a huge bang when he's challenged by a masked player for his title as best gamer, in one of his favorite game. Corey wins the game easily, and notices that the player logged off without a word. Feeling unbothered Corey had no idea he had just beaten a sentient deity at a game, and the god did not like that.
When a new game comes out, stealing the eyes and hearts of all the children in his small town, Corey feels compelled to play it. The game is called the lock keeper, and the moment he plugged it in, he died.
Now reborn inside the game, at level zero with a god given ability, Corey is challenged once again by the deity.
“Level up, and make your way to the final round, there we will fight for the ultimate title. If you win, I will relinquish my abilities and status to you, if you don't. You better hope you win, Corey." The eerie voice bite out.
Corey isn't one to back down from a challenge, but he's never actually played a game in full person. Taking actual damages and all.
Can Corey outsmart the lock keeper and become the new god of games? Or will he suffer the same fate as the others who tried?
Read to find out. This is a video game harem. Each chapter is a new level. I just have one question, can you survive the lock keeper?
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Judul: "DEATH MORTGAGE: The Hunter's Liquidation"
Han Jihan, a bottom-tier Porter left for dead in a dungeon, survives by signing
a "god-tier" contract with the mysterious Death Bank. Instead of mana, his
powers cost lifespan and physical health, inflicting agonizing penalties like
memory loss and organ failure. Guided by Luna, an Auditor who becomes his moral
anchor, Jihan rises as the famous "Miracle Hunter."
The triumph is short-lived. When Jihan finally clears his sister’s medical debt,
the Bank cruelly seizes Luna as a "late fee." To save her, Jihan is forced to
become a Reaper, hunting innocent Hunters to pay off the interest. From this
rock bottom, Jihan orchestrates a brilliant rebellion. Using his Reaper
authority, he gathers "Glitch Essence" to trigger a dimensional inflation,
aiming to collapse the Death Bank’s economy from the inside out.
As the Bank begins "liquidating" Earth, a physically decaying Jihan turns
against the Director. Despite his hair turning white and his heart failing, he
dismantles the system’s servers during an apocalyptic invasion. At the peak of
the collapse, the system issues one final notification: his life debt has been
replaced with an infinite bonus balance.
Death Mortgage is a gritty, dark-comedy action story about a man sacrificing his
humanity to destroy a cosmic corporate tyranny.
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Mosquito System: Blood Required
Ten years of love, and she repaid him with betrayal and death.
Left bleeding out on a rooftop, Zilu watched his fiancée Xena moan in ecstasy in his rival’s arms as they stripped him bare and left him for dead.
But death rejected him.
[Welcome, Host. The Swarm awaits.]
Reborn as the King of Aedes, Zilu is no longer just a human. He is a hybrid, the unseen shadow. The silent fever. The bringer of exquisite, customized agony.
One bite is all it takes.
Every drop of blood he drains feeds the System’s endless hunger. Each victim cracks open the gates to an ancient Vampire Realm. What started as brutal revenge against the woman who destroyed him is spiraling into something far darker.
Zilu isn’t just hunting his enemies anymore…
He is becoming the nightmare that will bleed the world dry.
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Speedrunning the apocalypse
Tristan Asher died on the floor of the Apex Gate, betrayed by the one man he trusted, while the world he'd spent five years trying to save burned around him. Then he opened his eyes in his own apartment—twenty-three years old, five years younger, fourteen hours before the sky cracks open and everything begins again.
This time, he's not here to be a hero. He's here to win.
He has a list. Every gate, every betrayer, every mistake that cost him everything—he remembers all of it. What he doesn't expect is her.
Kira Knight should be a stranger. Instead, he already knows her coffee order, the way her voice drops when she's trying not to cry, and exactly how she died in the life he's not going back to. He can't tell her any of that. He can't tell her he's already loved and lost her once, or that the System itself has a name for what he is—and a warning waiting underneath it: *you are not the first.*
Someone else came back before him. Someone else had the same plan, the same knowledge, the same fourteen-hour head start.
It didn't work.
Now Tristan has seventy-two hours to become someone the apocalypse hasn't already beaten, a woman he isn't allowed to love yet, and a truth he's terrified to find out—why every version of this story before his has ended the same way.
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Player Initiated
Eric lived his life busily. he worked hard to get into a good university, even if it took a few years. He worked hard to get in to a good company. He worked as befitting of a corporate slave, barely getting any rewards.
that is until he died in a freak accident, and reborn in a paralellel world. In this world, he is determined to live the life the way he wants to.
This time, He would save his family. He would confess to the school belle, save the extinct species , let his daughter watch dinosaurs as she pleases.
Saving his family is easy, but keeping them alive is bl
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Defiant
Clifford Ortis just wanted to survive every waking moment of his life, having a menial job at a company, working eight hours a day. All he wanted was to make it through the day. He was content, happy, and satisfied with his everyday routine, enjoying what little he could.
But things made a turn when he gets accidentally thrust into a fantasy world, away from his home and normal life. The worst part, he was not supposed to be transported there, for some reason none of the deities who’m summoned the others could explain this. Not wanting to be bothered by this issue, the so-called guardians discarded him like trash.
With no way home and stuck in an unknown world, the place causes the darkest and vilest side he’d been suppressing to come out, as he tries to survive into the world of magic and monsters.
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The NPC Who Knew He Was an NPC
Robert Hayes is a simple gatekeeper, until a system message reveals his world is nothing more than a game. Armed with the ability to defy his programming, he must fight to save his home from the very players who view it as a playground.
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From Thug To Idol: My Celebrity Hunter System
The Mana Apocalypse shattered civilization overnight.
Portals ripped open across Earth, unleashing monsters, dungeons, and magical energy into the world.
Fifteen percent of humanity awakened extraordinary abilities, becoming Hunters the new celebrities of mankind. They conquered dungeons, signed billion-dollar sponsorships, amassed millions of followers, and lived like gods.
The remaining eighty-five percent?
They were left behind.
Among them was Johnny , a broke college student struggling to survive while watching the awakened dominate every aspect of society.
Everything changed after a ridiculous accident triggered an ancient unstable System unlike anything the world had ever seen.
The Celebrity Hunter System.
Unlike every other Hunter, Johnny doesn't grow stronger simply by killing monsters, his true source of power is fame.
Every follower increases his attributes.
Every viral moment grants experience.
Every headline unlocks new abilities.
Every fan strengthens his mana.
He must conquer the world of adult content.The larger his influence becomes, the more terrifying his power grows.
As Johnny rises from an unknown nobody to the most recognizable face on Earth, he uncovers a secret the Hunter Association has buried for decades.
The strongest Hunters were never famous because they were powerful...
They became powerful because they controlled the world's attention.
Now, with rival celebrities, corrupt guilds, dungeon monarchs, and beings from beyond the portals standing in his way, Johnny must dominate not only the battlefield but the entire entertainment industry.
Because in the new world...
Fame is the strongest magic of all.
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