Becoming a Money God with My Kickback System

Chapter 8

Chase hailed a cab, and soon he arrived at Crown Ledger Bank.

True to its name, the bank was a titan of a structure, with tall marble pillars and golden letters above the entrance. It was clear that the city's elite came here to deposit and do all sorts of transactions. Chase walked inside and was immediately met with a sight.

"Please! My business just needs one more month, and it will start producing fruits! You see, I promise you!"

A man was on his knees, begging with his whole heart.

Chase looked the man up and down. He was wearing nothing but a white shirt and boxers. His phone, his remaining suit, and his wallet lay on a desk nearby as if they were being processed.

"No. An extension cannot be granted," a ruthless man in a grey suit said, his arms crossed adamantly. "You have already exceeded your deadline more than three times. We don't grant more extensions. Now the full hammer of judgment will come upon you."

"No, please! I will produce results!"

"Security!" the man called, and two guards grabbed the kneeling man by his arms and lifted him off the ground.

"No! Please, no!" the man cried, thrashing, but he couldn't break free. Afterwards the man in a grey suit accompanied the security men out of the room and the door shut, and Chase heard the man's voice fade off into the distance.

Chase shrugged and made his way to the counter, where a man and a woman were smiling greedily at each other after seeing a notification alert on their screen. Finally, they noticed him.

"Welcome to Crown Ledger Bank. How may we help you?" the woman asked.

"I'm here to collect a loan," Chase said.

"Excellent! We can process it, and the money can be deposited into your company account," the woman said. "May I have your name, please?"

"Chase Locke."

"That is excellent. Please, I'll need your details so the loan can start processing. Before you know it, it will land in your account balance."

"Alright then," Chase said, taking the form the man handed him. He filled it out in five minutes and submitted it back.

The woman looked at the details, and all of a sudden, Chase noticed that she had started to smile with her teeth showing. She looked up at him, then showed the form to her partner, who grinned as well. Chase wondered what the issue was.

"Is anything the matter?" he asked.

"No, sir, nothing at all," the woman said, her smile glimmering. "Just confirming, the loan amount is forty million dollars, correct? After all, for a struggling company like yours, it would be very sad if we had to do to you what we did to that man."

"Yes, it would be better if you walked out that door the way you came in, so you can have peace of mind," the man added. "At least go down and rise in your own company rather than go down in ruins with us."

"Go down in ruins, huh?" Chase said.

"Yes! That man even had a suit to leave behind," the man said. "Look at your clothes, look at your hair. You have nothing on you that can be taken or used as collateral for your struggling company." The woman laughed hysterically.

"So you judge people based on their appearance, and on how their companies are performing, before they can collect loans?" Chase asked.

"But of course. That is why we are a bank. We don't operate on sentiment. We operate on common sense and metrics, and everything points to the fact that you will come back here begging before the month is up," the woman said, sneering.

"Exactly! Did you see the interest on the loan you took? Forty million dollars, at an interest rate of twenty-five percent, payable within one month. As you can see, you are in very big trouble, and now that you've signed the documents, you can't reverse it. Ha!" the man said.

"Yes! Another one, more money for us!" the woman said, and the two of them high-fived.

"Oh, so you two also work on commission, and the more people borrow, the more you get. Correct?" Chase asked.

"Yes, so what? That's our job, and that is why we won't go down like you," the man said.

"Like me?" Chase asked, egging them on.

"Of course. If you want to benefit our bank account, you know what to do," the woman said. "And if you still want to beg, our MD is available. Maybe he can reduce it to twenty-four point nine nine percent." She burst into laughter, and the man followed.

Chase understood the dry joke. There was virtually no difference between twenty-five percent and 24.99 percent. It was only there to pester him.

"Okay then, since you people like money so much, why don't we make your dreams come true?" Chase asked, smiling back.

"What are you talking about?" the woman asked.

"The initial time to pay back the loan was one month, right?"

"Yes," the woman replied. "And that was foolish. You should have asked for an entire year!"

"Even that wouldn't be enough to pay it all off," the man said.

"That is why I want to change the time," Chase said. "One day."

"What?" The woman turned her ear towards Chase as if she hadn't heard properly.

"Did you mean one day, five years from now?" the man asked.

"No. I mean one day. Tomorrow," Chase said. "By tomorrow, I will pay you the full amount in cash or transfer, whichever you want."

"Ha! This is hilarious! Do you think we're fools? Just say you want to run!" the woman said.

"I'm not planning on running, and I will pay the full amount without a single dollar missing," Chase said. "Also, I would like to take the loan at seventy-five percent interest instead."

Both of their jaws dropped.

"WHAT?" they blurted out.

It was the system's criteria for the mission. Chase only shrugged and repeated himself.

"You heard me right."

"Quickly!" the woman told her partner, who began scribbling on the paper Chase had signed. She started typing on the computer in front of her.

A few moments later, Chase's phone buzzed with a notification. Northline Logistics' account had received forty million dollars.

"We've done it!"

"Yes! More money for us!" the woman cried, and they couldn't hide their joy.

"Thank you for being so financially unintelligent!"

"Yes! Instead of digging a hole, you dug a gorge! Ha!"

"See you tomorrow," Chase said, walking away while he listened to them rejoicing behind his back.

The moment he stepped outside the bank, the system screen popped up in front of him.

Ding!

[Mission completed.]

[Sacrifice detected: Host accepted an unfair debt of $70,000,000, repayable in 24 hours, at 75% interest.]

[Kickback multiplier applied.]

[Reward: $500,000,000 has been deposited into the host's account.]

Chase's eyes widened as he looked at the balance on his phone. He counted the zeros three times.

[Wealth status: HNWI, Rising Rich.]

[The first stage of the Kickback System is complete. The next stage is now unlocking...]

Chase looked at the tall bank behind him and smiled.

"Tomorrow.”