"What do you mean it's declined?" Jayden's voice came out louder than he intended, sharp enough to cut through the pleasant restaurant ambiance. "That can't be right!"
People at nearby tables turned to look. Whispers started spreading through the dining room like ripples on water.
The waitress stood frozen, clearly uncomfortable with the attention. "I'm really sorry, sir. Perhaps you have another card we could try?"
Jayden's face flushed red. Embarrassment and anger mixed together until he couldn't tell which was worse. His hands gripped the edge of the table so hard his knuckles turned white. This had never happened to him before. Never.
"Bro, people are staring. Calm down." One of his friends leaned in close, his whisper urgent.
That's when Jayden remembered Emma and Chloe were sitting right there watching everything fall apart. He slowly turned his head. Sure enough, both women were staring at him with wide eyes.
Emma looked surprised, her eyebrows raised but not mocking. Chloe's expression held concern, like she hadn't expected him to react so strongly to a simple payment issue.
Jayden forced out a laugh that sounded more like a cough. He ran his hand through his hair and leaned back in his chair, trying to look casual even though sweat was starting to form on his forehead.
"Ah, it's probably just a limit thing." He waved his hand dismissively. "You know how banks are with big transactions. They flag them as suspicious sometimes. Happens all the time to people with money."
Emma and Chloe didn't respond right away. They just looked at each other, some silent communication passing between them.
"No big deal." Jayden fumbled through his wallet and pulled out another card. His hands weren't quite steady. "Here, try this one."
"Of course, sir. One moment please." The waitress took the card and walked to the register.
She came back less than a minute later with the same apologetic expression. "I'm sorry, sir. This one was also declined."
"What?" Jayden's voice cracked. He dug through his wallet frantically now, pulling out a third card. His hands shook as he handed them over one by one.
The waitress took each card to the register. Each time she returned with the same answer.
"Declined."
"Declined."
Sweat was now running down Jayden's temples. His friends shifted uncomfortably in their seats. Emma and Chloe exchanged another glance, this one lasting longer and filled with unspoken questions.
Gray had been watching quietly from the side, Lily sitting contentedly beside him. He raised an eyebrow, fighting hard to keep the smile off his face.
This wasn't part of the plan. He'd just wanted to stick Jayden with an expensive bill and watch him squirm. But this? This was so much better.
Gray leaned back in his chair and tapped his fingers on the table thoughtfully. A new idea was forming.
"Hey," he called out casually, "how much was that bill again?"
The waitress turned toward him, looking uncertain about who she should be addressing. "It was $7,618.45, sir."
Gray opened his system panel in his mind.
[Available Balance: $8,100.06]
He still had plenty left. More than enough to cover it. And honestly, watching Jayden's face right now was worth every penny. Plus, he'd get more money once he completed his mission anyway.
"I see." Gray reached into his pocket and pulled out the sleek black card. He handed it to the waitress without any hesitation. "Just put it on my card. We're taking up too much of your time."
Everyone at the table froze. All eyes turned to Gray. Jaws dropped open. Jayden stared at the card in the waitress's hand like he'd just seen a ghost. "Wait, is that—"
"That's a Novus Universal Bank card," Chloe breathed out, leaning forward to get a better look. "The black one."
Emma's eyes went wide. "Those aren't easy to get."
Gray just smiled politely and said nothing. Honestly, he had no idea what the big deal was. The system gave him the card and he'd been too excited about having money to think much about it. He figured it was just a regular card from a decent bank.
But the way everyone was staring at it made him realize it was apparently something special.
The waitress's entire demeanor changed the moment she saw the card. She took it carefully with both hands, like she was handling something precious and fragile. She practically bowed as she hurried off to the register.
Jayden's mind raced. Novus Universal Bank wasn't just any bank. It was one of the top global financial institutions. And that black card? That was reserved for their premium clients. Millionaires. CEOs. International celebrities. People with absurd amounts of wealth.
And Gray had one?
How? Why? What the actual hell was happening?
"Gray," Chloe tilted her head, genuine curiosity in her voice, "where did you get that card?"
Emma nodded eagerly. "Yeah, that's not something just anyone carries around."
Gray gave them a mysterious smile. "Let's just say I got a little lucky recently."
He didn't know what else to say. The truth would sound insane, so vague was better.
Jayden's hands clenched into fists under the table. His jaw worked like he was chewing glass.
Lucky? This nobody shows up out of nowhere, tricks him into offering to pay for an expensive meal, orders the entire menu, and then casually pulls out one of the most exclusive bank cards in the world?
Jayden felt like he was drowning and no one had noticed he was going under.
The waitress returned with a completely different attitude than before. She was actually smiling now, warm and genuine.
"Thank you so much for your payment, sir." She handed the black card back to Gray with both hands and a respectful bow.
That little gesture made Jayden want to flip the entire table over.
"Thank you." Gray took the card and slipped it back into his pocket like it was no big deal.
"Yay! My brother paid for everything!" Lily clapped her hands, completely oblivious to the tension suffocating everyone else.
Emma and Chloe both turned to look at Gray with new interest. What had been mild curiosity before had transformed into something much more intent.
Gray stood up calmly and reached for Lily's hand. "Come on, Lily. Time to go."
"Okay!" Lily hopped down from her chair and waved at everyone. "Bye!"
Just as Gray was about to turn away, Emma stood up quickly. She pulled a business card from her purse and held it out.
"Wait. Here's my number. You know, in case you ever want to talk. Or maybe meet up again sometime."
Gray raised an eyebrow but took the card. "Thanks."
Chloe jumped up too, already pulling out her own card. Her smile was bright and eager. "Same here. You can text or call me whenever you want. Either works."
"I'll keep that in mind." Gray chuckled softly.
Both women nodded, and the interest in their eyes was unmistakable now. They'd barely noticed Jayden for the last ten minutes.
A notification flashed in Gray's vision.
[$7,619.45 has been deducted from your balance.]
[Available Balance: $418.61]
Gray glanced at Jayden one last time. The guy looked like he'd aged five years in the last half hour.
Gray thought to himself with a smirk he couldn't quite hide, 'Thank you, System.'
He took Lily's hand and walked out of the restaurant, two phone numbers in his pocket and the satisfaction of watching Jayden's world crumble fresh in his mind.
Latest Chapter
Chapter 30: Breaking News
Five days had passed in the blink of an eye since Gray made the bold investment. Now, with less than two days left to complete the System mission, Gray was already hoping for some miracle.He hadn't seen Chloe since their last tutoring session on Friday since they had no sessions over the weekend.That was also why he'd been able to rest and slack off for two days. He stayed mostly at home with his sister.The two of them enjoyed the comfort of their small apartment, spending most of their time in the cozy living room watching animated movies and eating. Every late afternoon, they'd also take a walk to the nearby park."I'll pick you up again later, okay?" Gray said, ruffling Lily's hair gently.As Monday came, their daily routine continued. Today, Gray walked Lily to school. His sister looked visibly happy about it."Yes, brother!"Lily nodded with a bright smile, her backpack bouncing as she shifted on her feet. Same as her reaction throughout the past week, she was always happy whe
Chapter 29: Deal With Her Father
Chloe didn't need to wait long.Within minutes, she stood in front of her father's office on the highest floor of their mansion, the third floor. As she arrived, the heavy door slowly opened as if waiting for her arrival.Her father's office was a world of its own.Elegance and perfection could barely describe it.Dark mahogany shelves stretched from floor to ceiling, packed with countless books. Business strategy, global politics, rare first editions, and even philosophy texts with cracked leather spines that looked ancient.A tall glass window behind the main desk let in golden rays of late afternoon sun, casting long shadows across the room's intricate, custom-made Persian rug.In one corner stood a vintage globe bar cart. Beside it was a well-maintained bonsai tree resting on a raised stand. The scent of polished wood, aged paper, and faint cologne gave the room an aura of old money.Several framed paintings and photos hung on the plain wall opposite the shelves. Chloe recognized
Chapter 28: A Davenport, After All
"So do you understand what I said?" Gray adjusted his hold on the tablet in his hands. His eyes squinted as he glanced at the whiteboard, full of written notes.The afternoon sun filtered through the tall windows of the Davenport estate's study room, casting long streaks of light across the polished floor."Yeah." Chloe nodded briefly as she scribbled down notes in her notebook. She had learned several new things with Gray's help. It was only their third session, but she could already tell she'd improved a lot.Chloe was happy about it. Her sessions with Gray also helped her recall lessons she'd learned previously.She was very thankful for it."That's good, then." Gray placed the tablet on the table. It had been an hour since their session started, and they had already gone through several topics."It seems like things aren't as hopeless as you claimed to be." Gray's lips turned into a playful smile. He sat down and leaned his back gently against the couch.Gray knew that learning co
Chapter 27: Other Plans
The old man was breathing heavily, still visibly shaken from his close call with death. He looked at Gray with wide eyes reflecting disbelief and gratitude."You..." the man rasped, his voice trembling slightly. "You saved me."The old man gripped Gray's arm tightly, as if afraid to let go. Gray smiled lightly and brushed the dust off the man's sleeve. He let him hold on, knowing the impact of the near-accident might still be hitting him."It's okay, sir. You're safe now," he said. "You really should be more careful, though. You nearly gave everyone here a heart attack."The man gave a weak chuckle, still catching his breath."I suppose I did, because I almost had one myself." The old man still had the presence of mind to joke, even though he was visibly anxious.Gray let the man regain his composure for a few minutes. He just stayed there in silence as the old man breathed in and out, each breath heavy.The crowd that had gathered slowly dispersed, each person going on with their liv
Chapter 26: Ten Seconds
The next morning arrived quickly.It was Gray's rest day after two days of teaching Chloe. Still, instead of sleeping late, he decided to wake up early to prepare breakfast for Lily and help her get ready for school.As soon as Lily woke up, she took a shower and changed her clothes. Afterward, she sat on the couch in the living room, tying her shoes with clumsy hands while still half-asleep."You look like you fought a battle in your sleep, Lily," Gray teased lightly as he knelt beside her to help fix her loosened laces."Yes, brother. I dreamed that I was a fairy fighting a dragon," Lily puffed her cheeks and pouted as she recalled her dream."Oh? Our Lily is a princess now?" Gray chuckled, making both of them laugh."Yes, brother.""Alright, Princess Lily. Eat breakfast now so we can get to your class.""Yes, brother!"Lily quickly ate her breakfast. When she was done, they immediately stepped out of their apartment building. The morning sun greeted them. The weather today was gent
Chapter 25: No Risk, No Glory
The tutoring session with Chloe wrapped up smoothly. They talked about a few things, including investment advice, and Gray had learned a lot from it.As Gray left the Davenport estate, a small smile tugged at his lips.It was a good day. He had every reason to be happy.By the time he returned to the apartment, the afternoon sun was already dipping behind the buildings. The living room was quiet. No one greeted him when he stepped through the door."Isn't she back from school yet?" Gray set down his bag and peeked into Lily's room to check on her.She was fast asleep on her small bed, just adequate for her size. The bed was littered with the small stuffed toys he'd gifted her over the years. Lily was already in her home clothes, her limbs sprawled out and her cheeks flushed with exhaustion."Wow, she must really be tired," Gray muttered with a soft chuckle. It was rare for Lily to sleep after class, so she must have done a lot today.With the house quiet and no distractions, Gray walk
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