The footsteps sounded hesitant, clashing with the hiss of fire from the husks of burning cars in the distance. Jakarta, once deafening with the roar of engines, now held only the static noise of destruction. Kirana, a final year medical student who should have been preparing for her clinical rotations, tightened her jacket, which was already stained with concrete dust and patches of drying blood.
Her mind was still haunted by the sights at Harmoni two hours ago. Her entire medical team, senior doctors, nurses, and colleagues, had vanished in an instant when a light from the sky struck their evacuation tent.
They didn't die by being buried under rubble. They dissolved into golden dust right before her eyes. Kirana had only survived because she was retrieving medical supplies from the basement of the adjacent building. Now, she walked aimlessly among the shadows of Sudirman's skyscrapers, trying to act like a ghost to avoid being spotted by the winged patrols in the sky.
As she passed a narrow alley wedged between two office buildings, a powerful, pungent scent hit her nose. It wasn't the smell of normal blood. There was a sharp tang of sulfur mixed with the scent of ozone that lingers after a lightning storm.
There, leaning against a pile of wet wooden pallets, she found a body.
"My God..." Kirana covered her mouth with a trembling hand.
The man looked as though he had just crawled out of the epicenter of a nuclear blast. His body was covered in a horrific black crust. The blood oozing from his wounds wasn't a fresh red, but pitch-black and thick, like motor oil. The man was Satria, but in his current state, he looked more like a heap of flesh held together by sheer rage.
Kirana hesitated. Logic told her to run. The creature before her might no longer be human. However, when she saw the man’s fingers twitch slightly, her medical instincts overrode her fear. She approached, kneeling in a pool of water contaminated by black blood, and pressed her trembling fingers against Satria’s neck.
There was a pulse, but it was bizarre. Thump... thump... thump... thump... The rhythm was erratic. Explosively fast, then slowing until it nearly stopped, as if the heart within was locked in a life and death, duel against something trying to tear his soul out.
"You’re alive... how can you still be alive with wounds like these?" Kirana whispered.
Kirana knew she couldn't leave him here. A Heavenly Vanguard patrol would find him soon. With what little strength she had left, she hoisted Satria’s body. He was far heavier than he looked, as if his bones were made of solid lead. With great effort, Kirana dragged him toward an abandoned underground clinic a few hundred meters away, a place that once served as a free medical post for the homeless.
The clinic was damp, musty, and lit only by an emergency oil lamp with a nearly spent wick. Yet, in this apocalyptic world, that basement felt like the safest fortress.
Kirana laid Satria on an old, rusted operating table. With hands still shaking, she took medical scissors and began cutting away the remnants of Satria’s clothes, which had fused with his skin. When the fabric came away, Kirana gasped, nearly dropping her scissors.
In Satria’s left chest, right over the heart, was a horrific through and through wound. It should have been a fatal injury that destroyed the lungs and aorta. Yet, inside the wound, Kirana saw something that defied every medical textbook she had ever studied. There was no massive hemorrhaging. Instead, there were thousands of fine black fibers, resembling microscopic tentacles or parasitic threads, moving actively. These fibers seemed to be stitching the flesh together, reconnecting blood vessels, and wrapping around broken ribs in a highly invasive manner.
"This isn't healing... it’s an invasion," Kirana muttered in horror.
She grabbed a bottle of makeshift alcohol. "Without anesthesia... you might not survive, but I have no choice. I have to clean this infection before that black mass takes over your entire body."
The moment the alcohol touched Satria’s open wound, the reaction was beyond anything she expected. Satria’s body buckled in a violent convulsion. His body temperature spiked so drastically that Kirana could see steam rising from his skin. When she tried to hold his shoulders down, it felt like touching a searing hot iron.
"Stay alive, please," Kirana sobbed. Tears rolled down her cheeks, falling onto Satria’s chest. She began suturing the smaller external wounds with what remained of her surgical needle and thread. Every time the needle pierced his skin, Satria let out a low moan that sounded more like the growl of a wild beast.
Kirana worked for three hours in a heavy silence, accompanied only by the erratic beat of Satria’s heart and the drip of water from the clinic ceiling. She did this not just because of her medical oath, but because she felt the need to save something, anything to prove that humanity hadn't been completely defeated.
Finally, the external wounds were closed. Kirana slumped onto the cold cement floor, staring at the still unconscious Satria. His breathing began to stabilize, though it remained heavy. Kirana was just about to close her eyes for a brief rest when the atmosphere in the room suddenly shifted.
The air, which had been warm from the heat of Satria’s body, turned ice cold. The oil lamp on the table flickered, its flame shrinking until it nearly died.
Satria’s eyes snapped wide open.
Kirana recoiled until her back hit the medicine cabinet. Those were not human eyes. There were no pupils, no irises, no familiar brown color. Satria’s eyes had turned a solid, stark white, emitting a cold, hollow glow.
Before the semi-conscious Satria, a system interface, visible only to him, flickered into existence, flashing an intense, blood, red hue.
[INITIAL LOAN GRACE PERIOD: EXPIRED.]
[DEBT STATUS: UNPAID (ACCRUING INTEREST).]
[STAGE 1 PENALTY EXECUTED: BONE MARROW PURGING.]
"What...? What’s happening to you?" Kirana screamed, trying to approach him again.
"Run... Go..." Satria tried to speak, but his voice was buried by the sound of bones cracking from within his own body.
"AAARRRGGGHHH!"
Satria howled. The scream was so powerful it shook the very foundations of the underground clinic. Dust fell from the ceiling. Beneath Satria’s skin, Kirana could see something moving like worms crawling along the length of his bones. Satria’s bone marrow was being "purged", forcibly replaced by the dark essence of the Blood Debt System.
The process was pure torture. Every inch of bone in Satria’s body felt as though it were being drilled into and filled with molten lead. Uncontrollable energy exploded from his body in waves of reddish-black shockwaves.
BOOM!
The iron operating table Satria lay on buckled and collapsed. Medical equipment, alcohol bottles, and stainless steel trays were hurled against the walls, shattering into pieces. Kirana was thrown into the corner of the room, her head hitting the wall until her vision blurred.
Satria rolled onto the floor covered in broken glass. He clawed at his own chest with nails that had grown black and razor-sharp, as if he wanted to rip his heart out just to stop the pain.
"Stop it! Please, stop it!" Kirana screamed amidst the chaos, but she couldn't get close. The air pressure around Satria was so immense it made it difficult to breathe.
In the remnants of his consciousness, nearly lost to the agony, Satria saw the cold system notification.
[BONE MARROW PURGING PROCESS: 15%... 30%...]
[WARNING: HUMAN BODY TOO WEAK. RISK OF HEART FAILURE: 85%.]
Satria slammed his fist into the cement floor, shattering it. He couldn't die. Not yet. There were still thousands of angels out there whose debts he hadn't collected. Amidst the torture, his hatred flared back to life, providing extra fuel for the parasitic system to continue its work.
Kirana watched from the corner of the room, tears of terror in her eyes. She realized one terrifying thing, she hadn't just saved a survivor. She had just midwifed the birth of something far more dangerous than anything she had ever imagined. The man before her was a weapon, and the system inside his body would not stop until there was nothing left to consume.
Latest Chapter
OVERDRAFT! THE EMPEROR’S CURSE
"AAAAAARRGGHHH!"Satria’s roar shattered the deathly silence in the depths of the Bundaran HI MRT Station. His body was hurled back, slamming into the cold iron tracks with a heavy thud. Viscous black blood sprayed from his left shoulder, now a gaping wound of mangled flesh and exposed nerve endings twitching in agony. His left arm, the part of him he used to hold his sister, the limb that had worked grueling hours every day, now lay several meters away, nothing more than a cooling slab of meat on the concrete.Kirana let out a scream, a sound of pure, raw terror born of unimaginable horror. She tried to run to him, ignoring her own safety for the sake of the man who had saved her time and again. But before she could take more than a few steps, a massive wave of air pressure from the Guardian Angel’s golden wings slammed into her.Kirana collapsed, her breath stolen by a "holy" aura that felt like an invisible hand crushing her throat."Is this all you are?" the Guardian Angel, a high
MERCILESS EXECUTION
Dawn in the new world brought no hope, it only illuminated the destruction in finer, more agonizing detail. Deep within the Bundaran HI MRT Station, the first light of morning filtered through massive, shattered ventilation shafts. The stale air of the station suddenly hummed with a low frequency that made teeth rattle.Three figures, Guardian Angels, descended with a terrifying grace. These celestial entities stood three meters tall, clad in gold armor that encased them completely, wielding greatswords that radiated the searing heat of the sun. Their very presence seemed to suck the oxygen from the room, leaving the refugees gasping in pure, unadulterated terror."They’re here! They’ve finally come!" Bimo shrieked, his voice pitchy with glee amidst the mass hysteria.The corrupt cop, whose skin now possessed an eerie glow from the 'Light Injection' he had taken earlier, threw himself onto the filthy concrete floor. He knelt before the angels, arms spread wide as if welcoming saviors.
DWELLERS OF THE QUARANTINE SECTOR
"Just a little further, Satria... hang in there," Kirana whispered, her voice raspy from the dust.Somehow, Kirana had managed to help Satria escape the Debt Collector.They reached the mouth of the Bundaran HI MRT tunnel. What was once a symbol of Jakarta's modernity had mutated into a makeshift refugee camp, a pocket of passive resistance the survivors called the "Quarantine Sector." The air here changed drastically, from the smell of ozone and sulfur on the surface to the suffocating stench of sweat, human waste, and fear."Halt! Who are you? Hands up!"A high powered flashlight beamed into their faces, momentarily blinding them. A middle aged man in a filthy police uniform, buttons nearly popping off, stood behind a barricade of concrete tables and haphazardly welded iron fences. He held a Glock with steady hands, but his eyes held a glint of excessive suspicion, the kind of look possessed by someone who feared their fellow man more than the monsters in the sky."I'm a doctor...
DEATH’S EXTRACT AND THE BOUNDARIES OF SANITY
"They’ve surrounded us," Satria whispered. His voice was barely audible, yet in the stifling silence of the clinic, the words rang out like a funeral bell.Beyond the shattered iron door and through the cracks in the concrete ceiling, the sounds became clearer. It was no longer just the growl of one or two predators, it was an orchestra of death. The sound of metallic claws scraping against hard surfaces, breaths heavy with static electricity, and a hum of energy that made the hair on his neck stand on end. The Hounds of Light didn't just hunt by scent, they tracked life frequencies.Kirana was deathly pale, the color drained from her face until she resembled a sheet of crumpled white paper. She clutched her medical bag tightly, the only thing connecting her to her former identity as a human who helped others. "We can’t fight that many... there are too many of them. This corridor is narrow; we’re trapped!"Satria didn't answer. His eyes were fixed on the system screen floating before
THE DEBTOR’S FIRST HUNT
CRASH! The rusted iron door of the clinic buckled inward with an ear, splitting metallic bang. The top hinge snapped off, leaving a gap wide enough for the searing heat from outside to crawl in. Kirana let out a stifled scream, scrambling backward until her back hit the wall beneath a rotting wooden table. Her entire body shook violently, she was a medical student trained to save lives, not to witness a cosmic predator collecting them.Satria stood tall before the nearly collapsed door. His breathing was heavy and shallow. The iron pipe in his right hand felt leaden, while his left hand pressed against a pulsing wound in his abdomen. He knew that in his current shattered state, using a "High, Tier Debt" would be a one way ticket to the grave. If he borrowed god, like power again now, his blood vessels would burst before he could even land a single blow."Just physical... just use the passive buff," Satria whispered to himself, trying to steady his racing heart. "Don’t let this system
THE LOAN SHARK’S BLOOD INTEREST
"Hey! Calm down! You’re going to kill yourself!"Kirana’s voice shrieked through the sound of cracking concrete and the hiss of thermal steam rising from Satria’s body. Ignoring the fear that nearly paralyzed her nerves, the medical student lunged forward. She threw her arms around Satria as he writhed on the floor, attempting to act as an anchor for his consciousness as it was tossed about by a storm of agony.The touch of Kirana’s cold, trembling hands provided a small spark of light in the darkness swallowing Satria. His breath came in ragged gasps, every lungful of air felt like inhaling shards of glass. Inside his throbbing skull, the raspy baritone of the War Emperor echoed once more, drowning out the sound of Kirana’s sobbing."Debt cannot be paid with tears, boy. The universe knows no mercy, it only knows equivalent exchange," the ancient heart chuckled, a sound like the grinding of gravestones. "Pay your interest on time, or I shall make you the main course at my banquet tabl
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