Two
Author: Olu Writer
last update2026-04-30 20:10:03

Reed groaned and tried to get comfortable but that single movement made him feel like he had been crushed by a truck.

His eyes flew open, showing a white ceiling right above his head. He stared in confusion, wondering where he was.

"Welcome back to the land of the living." A voice said and a smiling nurse came within his line of eyesight.

"I will just go and get the doctor right away."

Then he heard footsteps and the door opened before it closed shut.

"Why am I in the hospital?" He wondered.

The next moment, the memories of the previous night flooded in and then he remembered the humilaition he had faced at Selene and her lover's hands.

To make matters worse, he had run into those thugs that wanted to carve him up for organs.

Suddenly, he heard a loud, "Ding!"

Reed remembered that after he had been hit with by the car, just before he had fallen unconcious, he had also heard that same alarm tone.

He looked around for the phone which had just pinged, but then he heard a female voice that seemed to be in his head.

[Reed Hawke, Welcome to the Super Debt System.]

"Binding request initiated."

Another debt?? Reed wanted to jump out of the bed and scream.

He was sick of debts, he had almost died because of one and now it seemed they were following him everywhere.

"Is this what hospitals are doing now? Forcing people to take loans to pay for these exhorbitant hospital bills? Well, let me just die then." Reed cried out.

[You have it wrong, this system has been issued to only you.]

The strange female voice spoke again.

"I don't wanna hear it!" Reed exclaimed and pressed his hands on his ears to stop whatever next the woman had to say.

"I don't want to hear it!" He repeated.

He felt a tap on his arm and he flinched and opened his eyes and saw the nurse standing with a doctor by his bedside and looking at him in concern.

"You don't want to hear what?" The nurse asked gently.

"You don't hear it?" Reed asked. "You don't hear the woman speaking?"

The nurse and doctor exchanged uncomfortable glances.

"Is your head okay? How do you feel?" The doctor asked.

"I feel pain all over my body." Reed answered.

"Do you know your name?" The doctor asked.

"Reed Hawke." Reed answered.

"Do you remember what day it is?"

Reed narrowed his eyes and thought for a second.

"I was knocked down on Thursday evening, so I guess today is Friday."

The doctor look relieved and nodded.

"I have some news, Mr Hawke. The accident really affected your spine and it has been damaged." At Reed's pale face, the doctor quickly continued.

"Fortunately, you are in the only hospital that is able to treat you. I would advise however that you permit us to start the surgery immediately or else you are in danger of being paralyzed from waist down."

"Waist down? How much will the surgery cost?" Reed gulped.

“It's two million dollars, and unfortunately we can’t proceed without payment authorization.” The doctor said quietly.

Reed wanted to laugh aloud.

$2,000,000? He didn't even have 2 cents to his name. He looked at his legs under the thin hospital sheet, they felt like heavy, useless logs.

A single tear rolled down his cheek and Reed wondered why the car that hit him had not just killed him. It felt like life was no longer worth living, he was struggling already how was he supposed to cope if he was paralyzed?

[Ding!]

[Host, if you bind with the system you will have enough money for your surgery. Refuse and spend your life in a wheelchair watching Selene and Lucas get away with humiliating you.]

Reed felt bitter at the thought of watching Selene prance all around on television with her new lover and his fist tightened.

"Why don't we give you some time to think it over? I will be back in thirty minutes" The doctor interrupted Reed's thoughts. Then he and the nurse left him alone.

When he was alone, Reed closed his eyes and thought about what the voice had said then he opened his eyes.

The mention of Selene’s name was like a spark in a room full of gasoline. The pain in his back was nothing compared to the gaping hole she had left where his heart used to be.

"System?" Reed whispered, his voice shaky.

[Yes, Reed Hawke.]

“What’s the catch?” Reed continued in the same tone of voice, fearful of what he was about to get into.

[The catch? You will never be free of debt, But you can wield an unbelievable amount of power and bring your enemies to their knees.]

Reed closed his eyes again, realized he had nothing to lose, then he said. "Bind it."

[Binding the Super Debt System with host.]

[Loading..]

[Loading…]

[Binding Completed.]

[Ding.]

Then a screen suddenly appeared right above his face.

[Host: Reed Hawke]

[Title: Trainee Creditor (Rank 1]

[Opening Balance: $100,000,000,000.00 (Credit Line)]

Health Bar: [REDACTED - CRITICAL DANGER]

Active Debtors: 0

[Host, you are at the lowest rank, the trainee creditor, to reach the second rank of Junior credidor, you must offset your loan by paying off the amount in other people's loans.]

[Each time the host reaches a new rank, the System grants a Loyalty Reward which could be a permanent ability or enhancement.]

[You can have access to unlimited funds but you have to complete tasks for access to more money.]

[The host has access to service loans provided by the System such as specific actions or provides specific information for a f*e.]

[There will be penalites for late or defaulted payments or failed missions.]

[The host is allowed to spend money on anything they wish but they get an extra boost when they spend money in pursuit of revenge or when given missions by the system.]

[Any more questions the host has can be anwered in the FAQ section.]

"Wow!" Whispered Reed, still in disbelief at the number of zeros on the scene.

He saw that there were a lot of other segments on the screen and he promised himself that he would go back and have a look at the fine print.

As someone who had been a victim of predatory loaning practices, he was still very cautious about what the system was offering him.

The door opened and as Reed looked towards the doctor and nurse, he half expected them to point at the screen flaoting above his head.

But they did not seem to notice.

"Have you come to a decision, Mr Hawke." The doctor asked.

"Yes doctor," Reed said, still slightly hesitant. "I would like the surgery to start as soon as possible."

Reed still did not belive that the money was real, he wanted to believe that the system was real but he told himself that it was just a figment of his imagination. He did not want to be disappointed so he brought his expectations down to zero.

He only hoped that the voice he was hearing was not because he had hit his head too hard when the car ran him over.

"Nurse, could you have someone form accounting come and process the payment please?"

The nurse glanced at Reed and thought that he did not look like he could afford to pay the bill, but she sealed her lips and went out. Soon, the nurse back with a man in a tie who held a portable payment portal.

Reed placed his card on the scanner, but the whole time his heart was in his mouth and he could not breathe.

He thought of how humiliating it would be if it turned out he had really just hit his head and the voices he was hearing were not real.

"Payment accepted." The man from the account's department said after a heart stopping moment.

Reed froze looked up at him with his mouth open. He had expected to be told that his balance was insufficient, but it had worked.

But it was real, it was actually real.

The nurse looked impressed with Reed, she had thought that even though he looked handsome, his hands were calloused and rough, he did not look like the heir of a wealthy family.

Only the heir of a wealthy family would casually pay a $2 million dollar hospital bill.

"Nurse," The doctor turned to her. "Please, prepare everything so that Mr Hawke can have his surgery immediately."

A few minutes later, Ethan was being wheeled into the theatre and hours later when he woke up, he was back in his room.

He opened groggy eyes and was welcomed by the screen floating in his face.

[Welcome back host.]

[You have been granted 10 Power Points thanks to your first use of the system, you can use it to strenghten your body.]

Reed noticed the red notification and accepted.

He felt a soothing warmth going from his head, down his body until he could feel it tingling in his toes.

[New Mission]

[Host, you need a suitable place to stay. The more ostentatious, the better the reward you will get.]

[You have just twelve hours to accomplish this mission, or else you will lose the system.]

Reed's eyes widened.

He started to wonder if it had been a good choice to accept the debt system because now he was being ordered to do things and threatened.

Where was he going to find ostentatious lodging in just one day.

For that matter, how was he supposed to get out of the bed in the first place?

"Ho… how am I supposed to do that? I can't even walk."

[Health Status; Repaired.]

Reed's brow furrowed. repaired?

He had just gotten surgery, it would take months and painful theraphy for him to be able to work but the system casually just said his body was repaired?

At this point, even though Reed acknowledged that the system was powerful, it was just hard for him to readily accept everything it told him.

However, when he wiggled his toes, he found to his surprise that they were moving freely without even a hint of pain.

He swung his feet over the side of the bed and when they cooperated, his eyes widened.

Reed pinched himself to be sure he was not in a dream and when he yelped from the self inflicted pain, a smile slowly climed his face.

He thought about all the people who had hurt him and his grin widened. It seemed he was going to have a good time with this system.

And he had the perfect idea of what kind of luxurious place he would live in.

He picked his clothes and wore them before sneaking out of the hospital, then he headed directly to the Golden Gate hotel where he worked as a cleaner.

This time, he walked in through the main entrance instead of the servants entrance like he usually used.

The doorman watched as Reed approached, his eyes taking in the details of his clothes. Usually he would not let someone like him in but there was something striking about Reed, and he found himself holding the door open.

Reed stepped up to the counter.

The receptionist barely glanced at him.

“I would like to pay for the Golden Penthouse, for a year.” Reed said calmly

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