
ummuspen
Author
Novels by ummuspen

After Being Humiliated, I Awaken An Infinite Spending System
"Look at yourself, Caleb. You smell like grease and poverty. You are an absolute disgrace. We are over."
"You were the perfect stepping stone. You paid her bills, fed her, and polished her up just enough so she could catch a billionaire's eye. Good job, peasant."
For four long years, Caleb starved himself and worked three exhausting factory jobs to pay for his girlfriend's college tuition. But on her graduation day, she ruthlessly dumped him for a billionaire heir, leaving Caleb beaten and bleeding in a rainy alleyway.
But as he lay in the dirt, a cold, robotic voice echoed inside his mind, bringing an absurd, terrifying power:
[Negative Emotion Spending System Activated. Initial Funds: $100,000,000.]
The rules are simple: He gets a hundred million dollars every single day—but he can only spend it to drive his enemies into absolute ruin.
High society thought they could step on anybody... but they are about to find out what happens when a slum rat gets limitless wealth and a desire for revenge.
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Chapter: 10
The room went completely dead silent. The ambient music of the club seemed to fade into nothingness."The... Sovereign Syndicate?" the head of the Hale shipping lines muttered, the arrogance completely draining from his posture. "The hidden global faction? I thought they were just a myth whispered by international bankers.""They are no myth," Grayson hissed, wiping more sweat from his forehead. "They are a legendary, faceless organization that operates entirely in the shadows of the global economy. They don't just own banks, Thomas—they possess enough capital to effortlessly crash the economies of the entire sovereign nations. They command global markets with a single directive. If they decide to manipulate a currency, a country starves or to erase a family, that family disappears from history books overnight!"Thomas Vance felt a sudden, visceral chill pierce through his chest. His heart hammered violently against his ribs. "You're saying... Caleb is backed by them?""Look at the ev
Last Updated: 2026-05-21
Chapter: 9
He is Patriarch Grayson, the head of the city's most powerful real estate empire."So, this is the 'Mad Billionaire' the internet is screaming about," Patriarch Grayson sneered, leaning back in his leather chair. Around him, several tech tycoons and politicians smirked, intentionally projecting an aura of heavy, suffocating dominance to force the newcomer to flinch.Caleb did not flinch. He casually pulled out a chair, sat down and crossed his legs, looking down at the elites with absolute indifference."You invited me here," Caleb said smoothly. "Cut the small talk. What are we negotiating?"A wealthy tech tycoon slammed a thick corporate ledger onto the center of the table. "Let's talk about liabilities. Currently, the Northside Commercial Bank has completely collapsed. It went bankrupt this morning due to a toxic one-hundred-million-dollar debt liability. However, it still holds the rarest federal banking and lending licenses in the state."The tycoons and crime bosses immediately
Last Updated: 2026-05-21
Chapter: 8
The caller ID showed his father’s name: DadJulian swallowed hard and pressed answer. "D-Dad...""You worthless, arrogant idiot!" Thomas Vance’s voice screamed through the speaker so loudly that even the surrounding socialites could hear it. "What did you do at the Central Luxury Plaza?! The video of you being dragged out like a stray dog is everywhere! The board of directors is panicking!"Julian’s blood turned to liquid ice. "Dad, I can explain...""There is nothing to explain!" Thomas roared, his voice trembling with terrifying anger. "Because of your public disgrace, the Vance Group’s public stock has just plummeted by twelve percent in fifteen minutes! We have lost four hundred million dollars in market value before the closing bell! Our investors think our family is losing control of the city!""Four... four hundred million?" Julian muttered, his phone slipping slightly from his fingers."Get your pathetic ass back to the estate right now!" Thomas barked. "If you don't fix thi
Last Updated: 2026-05-21
Chapter: 7
"Oh my god, he got kicked out of the diner last night, and now he's getting banned from the plaza! Who the hell is this new Chairman Caleb? He is completely obliterating the Vance family's reputation!""The girl looks like a total gold-digger. Look at her crying and losing her shoe!"The whispers, laughter, and mockery hit Chloe like a wave of physical bricks. She covered her face with her hands, sobbing uncontrollably as her high heel snapped, causing her to stumble awkwardly over the polished floor.Julian was violently resisting, kicking and screaming the entire way down the grand escalator. "Caleb! I will kill you! I swear to God, I will buy this entire city block and crush you into dust! Let me go!"The guards ignored his empty threats completely. They dragged them down through the main lobby and violently threw them out of the massive glass revolving doors.Julian and Chloe hit the hard concrete of the public plaza outside, tumbling into the dirt in front of hundreds of onlooke
Last Updated: 2026-05-21
Chapter: 6
She glanced over her shoulder at a few other wealthy women browsing the boutique, tilting her chin up high to look down on them with supreme arrogance.The boutique manager bowed deeply toward Julian, rubbing his hands together. "Young Master Vance, your generosity is legendary. This specific piece was imported from Europe just this morning. Shall I wrap it up for the beautiful young lady?""Do it," Julian said proudly, sliding his premium platinum credit card onto the glass counter. "Swipe it. Let the world know who actually owns the wealth in this district."But right as the manager's fingers brushed against the platinum card...[Ding-Dong]The mall’s central intercom system chimed with a deafening ring, echoing loudly through every single luxury storefront, crowded hallway and elite boutique.At that exact same moment, a massive, three-story-tall digital billboards hanging in the center of the plaza’s grand atrium blinked violently. The flashing luxury advertisements for Rolex and
Last Updated: 2026-05-21
Chapter: 5
The chat saw the $50,000,014.23 balance and the comments stopped for three full seconds.Then, Caleb opened the most expensive digital luxury store in the world... a platform where the ultra-rich bought digital yachts, virtual real estate and exclusive server crowns.He clicked on a digital mega-yacht that cost $500,000.[Tap]Purchased.The chat section exploded."Wait... did he just buy that? That is half a million dollars!"Caleb did not stop. He clicked on the most expensive virtual mansion... $1,000,000.[Tap]Purchased.Then, he went to the global gift leaderboard and started dropping millions of dollars in virtual gifts on random, zero-viewer channels.He also bought out the entire digital inventory of the platform's rarest items.Ten virtual dragons... Fifty digital castles... A hundred global server announcements. Every single server on the app pinged with his name.In less than five minutes, Caleb burned through exactly $50,000,000.The internet completely broke.Thousands o
Last Updated: 2026-05-21
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