3.
last update2026-01-27 17:44:08

“Is–is this young man alright?!”

A wave of noisy comments erupted. However, the driver of the luxury car with the prancing horse logo that had hit Alex immediately got out. She ran toward Alex with only a faint trace of guilt on her face.

“Wait, what’s your name? I’m in a hurry… Though you were also at fault for not watching the road… I was driving too fast as well. Inside this Royal VIP card, there’s $1,000 as my compensation.”

She was a young lady from the Wine family—Wine Clara. A young entrepreneur engaged in the antique business in Draken City. Besides her popularity, she was famous for her sharp eye in appraising antiques. The girl was also the heir of a highly respected conglomerate family.

Alex paused for a moment, staring at the white card handed to him. He vaguely understood that living in a new world required something as a means of exchange. Just like cultivators needed spirit stones, or gold coins—so he accepted it without hesitation.

“What a coincidence…”

“If you experience any health issues after getting checked at the nearest hospital… you can find me on Wine Grace Antique Street.”

Nodding, Alex—feeling the crowd growing larger—quickly avoided the onlookers. Using the memories of the original body’s owner, he walked toward the outskirts of Draken City, where small families had built their homes.

After fifteen minutes, he arrived at the Permai Damai residential complex.

Several pairs of eyes looked at Alex with pity. No one knew what had happened, but Alex sensed that something bad was waiting for him at home.

When he finally stood in front of a slightly rundown house, three burly men in black jackets stared at him with cold grins at the corners of their lips.

“Alex… you’re finally back. Now… pay your father’s debt! Otherwise, this house—this house will become our legitimate payment!”

Facing the debt collectors without fear, Alex stepped forward, recalling the amount of debt left behind by the original owner’s father.

“Pay the debt of someone whose whereabouts are unknown? You’re mistaken. This house belongs to my late mother, and it has nothing to do with my father’s assets. If you want the debt repaid, go find my father. This house has nothing to do with him!”

The faces of the three debt collectors darkened as they slowly approached.

“You ignorant brat who doesn’t understand the rules of debt! Your father may be gone, but you’re still here! You’re his son—so the debt falls on you!”

Alex briefly glanced around the condition of the house. Neighbors had begun gathering to watch the commotion, making him feel irritated.

“How much is the debt?”

“$1,000,000 with interest!”

“Are you insane?! I clearly remember my father only left $500,000 in debt—how did it become one million?!”

One of the debt collectors grabbed Alex by the collar.

“I already told you—that’s with interest! If you can’t pay, then this crappy house will belong to us today…” His voice was filled with menace.

Alex’s expression hardened. He grabbed the hand clutching his collar and shoved it away without fear.

“What if I refuse to pay?”

“According to our boss, this house will still be ours… but there will still be $500,000 left unpaid! And since you’ve been delaying payment, we’ll give you a little gift!”

Just as the debt collector’s fist was about to land—and Alex was ready to retaliate with a punch of his own—the sharp sound of a car horn interrupted them.

BEEEEEEP!

A brand-new BMW Series car stopped nearby. Olivia, wearing the same outfit she had worn on campus, hurriedly got out. Her elegance was still evident, though panic was written all over her face.

‘Again and again, Olivia… Does she really care that much about this body?’ Alex thought as he saw her approach, carrying a suitcase full of cash.

“Don’t hurt Alex! I’ve brought $500,000! Please issue a payment receipt!”

The expressions of the three debt collectors turned feral. Seeing the beautiful figure of the girl who had just arrived made them completely forget their task.

“S–so beautiful?!”

“How can trash like Alex have a girl this pretty—and this rich?!”

Hearing those comments, Olivia’s face changed. She stepped back slightly, but her raised voice startled the vicious-looking debt collectors.

“What are you staring at?! If you dare touch me, leeches like you will be wiped out by my father!”

The three debt collectors snapped back to reality and immediately opened the suitcase. However, after counting the money, dissatisfaction appeared on their faces.

“The total debt is $1,000,000. This is only $500,000… We can issue a settlement letter, but how about you serve the three of us for one night?” One of them licked his lips.

Olivia’s footing faltered as she stepped back, her body trembling. Seeing this, Alex—who had never intended to involve Olivia—pulled the suitcase back toward himself.

“What do you mean, huh?!” one of them snapped angrily as he stepped toward Alex.

“At first, I did intend to borrow money from Olivia when I saw her come… But seeing how shameless you are, I really can’t wait to teach you a lesson!”

“Hah, you little brat. With that scrawny body, how do you plan to beat us?”

Alex prepared to punch, but his hand was immediately held back by Olivia as she quickly warned him.

“My father’s people will arrive soon to help… Don’t get into a fight, Alex. Trust me.”

“Hey, pretty girl. Maybe a middle-class rich family can buy the latest BMW, but not have private enforcers. What, do you think you’re the heir of some prestigious family in this city?” one of them sneered.

“It’s getting dark. Our boss won’t bother dealing with the two of them… Wouldn’t it be better if—” his gaze shifted toward the suitcase in Alex’s hand.

Suppressing his anger, Alex—unwilling to involve Olivia any further—threw the suitcase back.

“Fine. According to the debt amount… the remaining $500,000 will be paid within two days. Come back then to collect it.”

“Two days! And if you can’t pay by then, this girl will have to sleep with us, alright?!”

Hearing that, Alex’s fists clenched tightly, veins bulging across his thin hands.

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