“Why are you so slow?!” Celeste scolds. She meets him by the door and snatches the bag of groceries that she asked him for. “It’s painful, ugh! I need my pain reliever since an hour ago.”
She takes what she needs and leaves him by the door. She moves to the living room, not even noticing the beating he has just endured just because she went away and been very happy while on her vacation!
She turns towards him and snaps, “Hurry up with the other groceries, Zack! What are you standing there for?”
“I-I’m sorry,” he stammers weakly, trying not to show his pain.
Celeste rolls her eyes and shakes her head before returning her attention to the bag.
“Do you need anything else?” he asks, trying to sound helpful.
“Just my pain reliever… Where is it…” Celeste grumbles as she rummages through the groceries. “And probably some snacks.”
“Here you go,” he says, handing her the pain reliever.
“Hmm, you’re not as useless as I think you are,” she says and snatches the medicine from him.
Zack flinches while she goes to the kitchen to drink water. He groans as he sits on the couch, his body still throbbing with pain from the earlier beating. He looks over all the groceries that Celeste had asked him to buy and wonders why he was in this state. Why does he put up with her? With everything else in his life?!
Celeste returns, holding her abdomen and asks, “Are you okay? Why are you crouching like that?”
“I’m fine,” he lies, forcing himself to sit up straight.
She raises an eyebrow with suspicion but chooses to shrug it off. “Okay, then. Whatever suits you,” she says. “Maybe I can finally sleep now.”
As she disappears into her room, Zack lets out a sigh of relief. He’s exhausted from today’s events and just wants to rest for a while.
But his peace is short-lived as Celeste calls out from her room, “Hey Zack, did you remember to pick up my dry cleaning?”
Zack groans internally, but forces a smile on his face as he replies, “Of course I did. I will bring it to your room tomorrow morning.”
“Good,” Celeste says before closing her door.
Zack sinks back into the couch, feeling completely drained and defeated. He wonders how much longer he can keep up with his life before it consumes him completely.
******************Zack stands in the damp alley, his back pressed against the cold brick wall. The flickering streetlights cast eerie shadows on the four menacing figures that surround him. They are all snickering as they look at him.
“It’s been close to a week, loser boy,” Ben says, back to collecting what he owes the agency again.
“I know. I’m trying to find work but it’s just… the job market is pretty tight,” he answers, looking around and searching for an escape route.
“He bought some medicine, Adi. Surely, he has money to pay us but he just refuses to pay.”
“That’s not true!” Zack defends. “I was just asked to buy it!”
Adi raises his eyebrow at him. “Asked to buy, huh?”
He nods, looking into Adi’s eyes. “I’m not lying.”
“Then why don’t you steal from whoever this person is?”
He pales. He cannot steal from Celeste! His pride and shame won’t let him!
“Don’t look like this,” Adi says, hitting his head. “Life is tough. You should be tougher.”
He swallows hard. He knows life is hard, but stealing from Celeste? He cannot stomach it!
And then, Adi places his arms around his shoulders and says, “Then… why not ask this person for a loan to pay up for you instead? Hmmm?”
“I can’t… it’s—”
A punch hits his stomach, and he keels over. Adi pulls him upright.
“See here, Zack-boy. My patience is getting thinner. Do you know what happens to borrowers like you who can’t pay up? Do you know what we can do to breakeven because of what you owe us?”
Zack doesn’t even want to imagine, so he just clutches his stomach.
“Based on your expression, you have an idea, huh?”
He nods.
“Okay then, let this be your last warning.”
Then Adi nods to Ben and two other men named Chris and Dino — obviously another set of fake names — and then gestures for them to come closer.
“Please, no…” Zack pleads, as he watches the other three men come closer.
He knows that he will be beaten up again, just because Celeste ordered him to buy some ice cream and over-the-counter medications. She said that their stock is dwindling, so he needed to buy more. He doesn’t want to leave the house, but she fucking insisted! This is all her fault!
“Don’t worry, Zack. This is just another warning. You will still have your life,” Adi says before stepping away from him.
Ben raises his fist and as the punch descends on him, Zack shuts his eyes and braces for the pain. He feels the sharp impact on his jaw and hears the sickening crack of bones. He falls to the ground, gasping for air.
And then, they kick him in the ribs. He tries to defend himself. He even tries to escape, but each of his movements only makes them angrier. They kick and punch him relentlessly, their huffs and groans echoing in his ears.
“Please... Stop...” he begs, but they don’t listen. For each attempt to shield himself from a punch, two blows come in contact with his body.
Then a fist crashes into his temple, and stars explode behind his closed eyelids. Another blow to his midsection. He doubles over and gasps for air.
They continue to beat him until he can no longer move. His face is swollen and bruised. His body is broken and weak. He can barely open his eyes, but when he does, all he sees are their grinning faces.
“That’s enough,” Adi finally says, pulling them away from Zack’s limp body.
The four men loom over him like some kind of sentinels. Their smirks are twisted as they look down at him. He feels like a cornered animal, up for slaughter, and he can’t do anything else to save himself.
“You won’t be able to escape this, Zack,” Adi says before stepping away from him. “So, I suggest that you just… pay up and NOT escape us.”
“Next time, it won’t be this easy,” Chris sneers at him before following Adi out of the alleyway.
When Zack is left alone, he knows that he is lying in a pool of his own blood and tears. He tries to get up and crawl away, but every movement sends waves of pain through his body.
So, he stays lying on the ground, unable to move. His body is battered and bruised, his spirit shattered. He knows he needs help, but he also knows that going to a hospital would only bring more trouble.
“Get up, Zack,” he tells himself, but his limbs refuse to obey. “This isn’t how your story ends…”
But no matter how hard he tries, he can’t seem to find the strength to get up. The pain is overwhelming and as he lies there helpless and hopeless, memories of how this all began flood his mind at the same time that he is losing his hold of his consciousness.

Latest Chapter
Chapter 032
Then Zack notices something else as well. At the man’s head, there are small horns protruding from his forehead. No, not just any horns. They are black and twisted and seem to pulse with an otherworldly energy.And so he grips his katana tighter, trying to steady his trembling hands. He knows that this will not be an easy fight, but he also knows that he cannot back down either.“What are you?” Zack manages to ask, his voice shaking slightly.The dark mage chuckles. “I am a human and a dark mage,” he declares proudly. “I think you know that by now, given how you are looking at me.”“Then… how are you affiliated with the loan agency?!”“Ah, that? Well, I get my fresh supplies of humans to experiment on from them.”“What kind of experiments?” Zack demands, his grip on his katana tightening even more.The dark mage chuckles, a sinister gleam in his eyes.
Chapter 031
Zack takes a deep breath and tries to calm his nerves. He knows he’s no match for this level 32 woman, but he refuses to back down. He grips his katana tightly and prepares for the fight ahead.The woman rushes towards him with surprising speed, her fists clenched and ready to strike. Zack quickly evades her punches and tries to strike back with his katana, but she dodges effortlessly.“You’ll have to do better than that,” she taunts, her voice filled with confidence.Zack grits his teeth and tries to think of a strategy. He knows that he can’t rely on brute force alone, so he decides to use some of his skills. He concentrates and activates his Power Strike. But she easily deflects it with a flick of her knife.“Not bad,” she comments as she continues to dodge Zack’s attacks. “But you still need more.”Zack’s frustration builds within him as he realizes that none of his skills are wo
Chapter 030
Zack takes out the katana from his weapon storage. Holding the weapon in his right hand, he pushes open the door with his left.In the middle of the room, a man stands before him who is eyeing him warily. “An attack, huh?”Zack places the katana in front of him. “It might be,” he answers.“But why is there only a single person? Are you crazy?”“The others asked the same earlier.”“This place. Is this your doing, too?”“No,” he admits.“You have a weapon. Do you know how to use that?”“We’ll find out.”Zack keeps his guard up as the man suddenly lunges at him with his bare hands. He swiftly dodges the attack and counters with a slice from his katana.The man stumbles back, surprised by Zack. “Ugh, where are my gun and knife, anyway?” he mutters to himself.The man attacks again, but Zack is faste
Chapter 029
Zack steps inside. The place behind the fourth door is dark and musty, with only a small beam of light shining through a crack in the ceiling. In front of him is an old man who seems lost and is looking around.The instant Zack enters, he looks at him.“A young man,” he remarks. “Care to tell me where I am and who you are?”“I am sent to destroy a loan shark agency,” he admits.“Oh,” the old man says, looking up at him. “So, you’re here to defeat me.”“You?”“Are you hesitating because of my age?”Zack swallows. He doesn’t want a repeat of the zombie dungeon. He doesn’t enjoy hurting the elders.While he is hesitating, the old man takes his stance and prepares for battle.“I really—”Suddenly, the old man moves surprisingly fast for someone his age. He launches punches and kicks towards Zack. Thankfully, he has a Quick Dodge, and he is able to evade each surprise attack.“You’re good,” the old man comments as they circle each other. “But can you keep up?”Their movements become faster
Chapter 028
Zack opens the Zenith system interface. He presses on the Level Up? text and sees that he only gained one level from completing the first floor. He also only earned eight chests and a hundred thousand zeniths. It feels weird. This is a loan agency, and he is earning fewer zeniths than the zombie dungeon? So, he proceeds to open the items instead, hoping that there are some good items in there. However, there are only four health potions, one ability point, and the rest are zeniths. Disappointed, he stands up. He searches for the staircase and ascends it. He pushes the door open and is met with a line of goons on the second floor. Zack swallows hard. Unlike the goons on the first floor. These people are tall and very muscular. They look as if every single one of them is a VIP bodyguard. He won’t even be surprised if they are using guns. On the other hand, he has the same strength as the first floor. He hasn’t moved his available skill points into his stats yet. Hopefully, they only
Chapter 027
The sun is setting as Zack goes back and forth across the same street where he chances upon the zombie dungeon. However, nothing is changing. It has the same atmosphere, the same clean looking building, and the same living people. No zombie dungeon is opening up! Disappointment washes over him. He prioritizes increasing his Luck attribute all because of this particular problem. His health is at 200/200 and he feels more than ready for a mission, and yet, it is not appearing! He looks at the time. It is close to six PM. He still has time. So, he explores the area again, looking for any clues or signs on how to enter that dungeon. As he walks down the busy street, Zack’s ears pick up on a loud argument coming from an alleyway between two buildings. Curious, he turns the corner to investigate. A group of men have another man backed against a wall, their voices filled with malice. One of the men spots him and sneers, “Beat it, kid.” Ignoring the warning, Zack steps forward and holds h
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