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My Karmic Debt System
Marcus West was about to swallow a handful of pills when someone started pounding on his door.
Three years ago, he had everything. A restaurant he built from nothing. A wife who believed in him. A future. Now he's got $186,000 in medical debt, a dead wife, and a condemned hotel room in the Tenderloin.
Then Jerome shows up bleeding, holding a USB drive and gasping: "They did it to you too. Here's proof."
Turns out Marcus's life didn't fall apart by accident. His restaurant was sabotaged. His wife was a federal agent murdered for protecting him. His father was killed for knowing too much. The same people destroyed all of them.
Now Marcus has something they didn't expect: the Karmic Debt System. A power that turns suffering into currency. Every nightmare, every loss, every moment of pain—it all has value now. And Marcus has been suffering for a very long time.
They took everything from him.
He is about to take it back and with interest.
Can Marcus tear down the empire that destroyed everything he loved before the debt consumes him? Or will his quest for vengeance cost him what little humanity he has left?
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Fractured Realms
When creation shattered, the pieces remembered the one who broke it.
Kael Ardent was a scientist chasing the impossible, a machine that could bend time and save the woman he loved from death. But the moment he activated it, the world fractured. Reality splintered into countless realms, each a reflection of his grief, his guilt, and his forgotten power.
Now stranded between dimensions and hunted by the echoes of what he once was, Kael must journey through broken worlds born of his own mistakes. In every realm, he faces a truth he tried to bury, that the universe itself remembers him and demands balance.
From the ashes of dying cities to the silence at the edge of eternity, Kael’s path becomes one of redemption and revelation. The deeper he ventures, the more he learns that the fracture is not merely destruction but rebirth, and that love can shape even the laws of creation.
To mend existence, Kael must confront the one force greater than his own will, the shadow of himself that seeks to finish what he began.
Fractured Realms is a cosmic epic of light and ruin, blending science, fantasy, and emotion into a story of one man’s struggle to rebuild the worlds he destroyed and the love that refuses to die even when reality does.
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RISE OF THE BILLIONAIRE SON-IN-LAW
" Lisa, I... I didn-"
" Stop it." Lisa declared, her voice trembling with emotion. "I won't tolerate any more of your lies, you overstepped your boundaries this time, Mello, and I won't forgive you for it." she said, gasping.
She stopped for a moment, staring directly into his eyes.
Mello could have sworn he saw guilt and pain in those blue eyes. He hated that he was the reason she was that way.
He attempted to speak but words failed him.
" I think this is it," Lisa said, letting her tears fall as she made a painful decision " I can't do this anymore. Let's end this marriage."
Mello Buster, once content with his modest life despite its challenges, found himself broken by Lisa's declaration.
He left in despair, feeling depressed and defeated.
To his surprise, fate had a surprising twist in store.
A shocking revelation suddenly led him to become an heir to a vast fortune worth trillions.
Armed with newfound wealth and influence, the once worthless son-in-law returned on a mission to reclaim his dignity and prove his worth to those who had belittled him.
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The Wealthiest Heir's Vendetta
Orphaned and mistreated, Darius West lives a life of relentless struggles until he crosses paths with a tragic beauty. He rescues her, falls deeply in love, and they marry. Yet, her heart remains cold, her affection never kindled.
In a moment marred by bitterness and harsh words, Lydia coldly ends their marriage. "Here, take this," she sneers, throwing the divorce papers at him. "I'm done with you, pauper. I never should have married a worthless bastard like you. I regret the day I ever laid eyes on you."
Heartbroken yet defiant, he vows, "One day, Lydia, you'll see the value of what you've discarded. And don't expect mercy then."
Just as despair seems to have the final say, fate intervenes with an unexpected situation that changes everything—revealing him as the heir to the wealthiest man on the planet.
With newfound wealth and power at his fingertips, he embarks on a journey of retribution. "I've been through hell and back," he declares, "but now, I've got the power to turn the tables. I'll make those who mistreated me beg for mercy. It's time for payback, and I'm ready to collect."
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Acted Like A Demon Lord-Now I’m Leading an Army of Real Ones
This is my story.
I'm Elvar Sagara.
That afternoon, I went to the mall to find a Halloween festival costume.
I was just browsing. But I found something… weird.
A horned mask and an outfit that looked familiar, like my favorite comic book
character, so I bought it.
When I got home, I tried it on immediately.
The outfit fit me perfectly. The mask… was creepy. But cool.
I stood in front of the mirror, and for some reason, I started acting.
I folded my arms across my chest. My body stood tall.
In a loud voice, I shouted:
“Hahaha! I am the true Demon King! I will lead you all! HAHAHA!”
My laughter grew louder.
Ridiculous? Yeah. But I was totally getting into the role.
Then… I blinked.
The moment my eyelids opened, I was in a vast hall.
Surrounded by terrifying creatures.
Demons. They were all bowing to me.
My laughter still hadn't stopped.
But my heart nearly stopped.
Strangely, I kept acting.
I knew… if I stopped, if I took off this mask and admitted I was just a regular
human
I’d probably be killed on the spot.
So…
What am I supposed to do now?
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GOD OF WAR: THE SYSTEM OF VENGEANCE
The Blackwood empire was built on blood and betrayal. Damon Blackwood was about to learn just how deep the rot went.
Damon was the overlooked "spare," the gentle heir content to live in the shadow of his powerful family. But at his own engagement party, his world shattered. His fiancée, Claire, publicly abandoned him for his ruthless cousin, Adrian. His uncle, Kane, framed him for a multi-million dollar theft. Beaten, disgraced, and hunted by the police, Damon was thrown into the street like trash.
He was ready to die. But the gods had other plans.
In the darkest alley, with sirens closing in, an impossible voice echoed in his mind: [SUCCESSOR OF WAR DETECTED.]
A mysterious System claiming descent from Ares, the Greek God of War, has awakened in his blood. It offers him unimaginable power, instant healing, and a terrifying strength—but at a price. He must complete increasingly brutal quests for vengeance, or the power will consume him.
Now, the gentle man is gone, replaced by a ruthless predator.
His former fiancée, Claire,watches in growing regret as the man she betrayed transforms into everything she secretly desired.
His cousin, Adrian,and Uncle Kane realize their political games have unleashed a monster far more dangerous than they ever intended.
The System orchestrated his downfall, the betrayals, and the humiliation—all to forge him into the perfect weapon.
Damon Blackwood faces an impossible choice:Embrace his dark destiny and claim power through violence, or resist the System and die as the weak man everyone thought he was.
The game has changed. The System demands blood. And the God of War is ready to collect.
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Anonymous: dawn of the unknown
In the midst of chaos and uncertainty, a mysterious man with no recollection of who he is awakens in the ruins. Branded as "Anonymous" or "Anon", he embarks on a journey to discover his true identity. Along the way, he stumbles upon Mrs Anderson, a compassionate young Canadian woman, who takes him in and offers him shelter and support.
As Anon attempts to regain his memories, he realises that his forgotten past is the least of his worries. Unbeknownst to him, he possesses incredible powers capable of unleashing unimaginable destruction upon Newyork city. Faced with this newfound revelation, Anon must learn to control his abilities before it's too late.
However, complications arise when Conrad, a young CEO suffering from a debilitating genetic illness becomes fixated on Anon. Believing that the mysterious man holds the key to curing his illness, Conrad relentlessly pursues him across the city.
Admist the pandemonium, Anon discovers the Matrix Agency, a secretive organisation dedicated to combatting crime. But even within their ranks, a rogue leader has sinister plans for Anon, unwittingly using him as a pawn in a grander scheme.
Caught in the web of intrigue and danger, Anon must navigate these treacherous paths while uncovering the truth about his own past. With the help of unexpected allies, he strives to reconcile his powers, evade pursuers, and ultimately unravel a mystery that holds the fate of the city in its hands. Through bravery, resilience, and the power of friendship, Anon will forge his own destiny and unearth the truth that lies beneath his own enigmatic existence.
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Dimensional Access System
Jax had always dreamed of being an explorer, uncovering ancient secrets and technologies in the wasteland. But his dreams were shattered when he was captured by a ruthless faction and forced to work for them. With an explosive collar around his neck, he started lose hope of escape or freedom.
Until he found something that changed everything.
[ Welcome To The Dimensional Access System ]
A mysterious system that gave him access to advanced items and rare resources beyond his wildest imagination. But he soon learned that everything was not as simple as it seems.
As he used the system to enhance his abilities and survive in the harsh world, he also uncovered secrets and mysteries that shook his understanding of reality.
He faced enemies and allies, dangers and opportunities. He had to make decisions that would affect not only his own destiny, but also the fate of countless others.
Follow Jax's journey of transformation and evolution in this post-apocalyptic adventure, as he explores unknown lands, fights formidable foes, and forms unlikely bonds.
Will he succumb to the temptations of power and ambition, or will he uphold his morals and values?
Find out in The Dimensional Access System.
Note: The story will start slowly in the first few chapters until Jax gets his system around chapter 4-5. Then it will pick up the pace and become more exciting.
This is my first time writing a novel and I'm not a native English speaker. I'm trying to improve my writing skills as I go along, so I appreciate your support and feedback. If you enjoy the story, please share it with others and let me know what you think.
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Project Kied - the Dark Child of War
In a universe which exists at an atemporal time, filled with infinite realms and dimensions. With an astral abyss comes the struggle for supremacy.
Races conquer the weaker species, lording over them like demigods, the quest for more resources turned the astral seas into a burial ground full with tales of wars.
In a universe filled with colossal beasts, monsters and mysteries, lies the foundation of the age in which Project Kied is based.
With the more powerful empires always thirsting and battling for more territories, they merge into leagues, orders and confederacies, to mutually channel their resources towards achieving their goals.
But a realm within the midst of this chaos suddenly disappeared as though it had never existed, its tides faded, taking along with it a race called the Nordens.
This set of lifeforms have had one basic characteristic with which they identified themselves, which is their State - Peace and Matter - Light.
Milleniums after, when their existence to the other realms had now become a myth, a child was born with a State and Matter that went against the status quo. By name Project Kied, he was confirmed to be of the State - War and Matter - Dark and Night.
Temporarily sent on exile after destroying his pillars of light, Kied finds his higher form - Equivax - while sailing the astral seas and he is trained by Equivax into becoming a cosmic pirate, who are the only form of resistance capable of challenging the feudal orders.
But Kied is fated to be more than a cosmic pirate, just as Norx Hade Zex had said, "... THE DARK CHILD OF WAR".
Will he be brave enough to pursue his destiny regardless of the trails and challenges ? Can he fearlessly grin at the death of day ? For in the beginning it was night.
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MAGE ACADEMY : LEO'S FRACTURED SYSTEM
Leo was typical, overlooked and completely unprepared when a forbidden tome chose him and gave him the mark of a Warden and placed him under the Mage Academy. This school is an intermediary between worlds, a training ground where recipients of a gift of a System Interface, called a Codex, are trained. However, the file of Leo himself is empty, his Codex whispers that they are “unfinished,” and the elite at the Academy are watching him with suspicion and fear.
Dropped into a realm of magical rank and fatal challenges, Leo is an exception. His magic is not dead, but a forbidden energy, which develops by consuming the magic and memories of others. In a maimed mentor who has an overabundance of knowledge, a genius competitor with a cursed lineage, and an ally with a talent to outwit the street, Leo discovers a rot inside the Academy. It is not merely teaching magic, it is harvesting it, it is tapping its students with the souls of its former students to feed its immortality, all managed by an enigmatic, manipulative Headmaster.
As the boundary between the magical and the mortal realms collapses, Leo gets to know the horrifying reality of his destiny. He is a “Fractured Soul,” a descendant in an intergenerational cycle, who will either redeem the world or ruin it. In order to escape the cycle, he should learn how to overcome the same force that is eliminating his human nature and face the most outrageous truth of all: the man who has tortured him is his own father. The world has become the teacher, but Leo now has to rewrite the final lesson.
Tags: Progression Fantasy, Academy Fantasy, Gaslamp Fantasy.
Underdog Protagonist, Magical School, Forbidden Magic, System Interface, Conspiracy, Found Family, Cyclical Destiny, Tragic Romance.
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