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Karma Debt System: Payback Time

Karma Debt System: Payback Time

​Arlan Mahendra was born a "mistake"—an illegitimate son destined to be trampled by his elite half-brother and the ruthless Mahendra family. Beaten, bankrupt, and left to die in a rainy alleyway while his mother lies on her deathbed, Arlan screams for justice. ​The Universe answers. Not with a guardian angel, but with a cold, digital ledger. ​[System Activated: Karma Debt Collection] [Target: Julian Mahendra] [Debt Status: Unpaid. Penalty: Seizure of Lifespan and Luck.] ​Armed with a system that turns every insult, bruise, and betrayal into "Debt Points," Arlan rises from the gutter. He discovers he can forcibly collect "payments" from those who wrong him—stripping away their health, their talents, and even their remaining years of life. ​He doesn't want an apology. He doesn't want peace. He wants to audit the world. ​From stealing the vitality of arrogance billionaires to seizing the luck of corrupt geniuses, Arlan becomes the world's most terrifying creditor. ​They say revenge is a dish best served cold. For Arlan, it is simply a transaction. And everyone is about to pay up.
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Beast Taming In The Apocalypse

Beast Taming In The Apocalypse

When the creator of the planet who had patiently waited 300,000 years for humanity to evolve toward perfection witnessed them instead devolving into a primitive state through their reliance on technology, he decided enough was enough. Watch as the creator grants Earth one final chance. A chance that mankind deems an apocalypse. A chance that could finally allow them to reach the heights where they can grasp the stars. Follow Kingdom as he not only survives in this brutal new world with his unique ability, but strives to shine like the brightest star among them all.
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The Legendary Sun Archer

The Legendary Sun Archer

'Life is never fair for everyone' Lee Seung Tsu works part-time in an internet café and is responsible for taking care of his little sister and grandmother. Lee Seung Tsu was born into a poor family, so he has to work hard for his family. Nevertheless, Lee Seung Tsu never abandoned life and always tried for his family. He simply wanted to ensure that his younger sister could attend school without worrying about their financial situation. The opportunity presented itself with the launch of a game that uses virtual reality called Authority. A game which is called a new era of fusion of the real world with the digital world. Through virtual reality technology, the gaming authority provides absolute richness for players who can master the game. Through the game Authority, Lee Seung Tsu tries to make his dream of being the best in the game come true. Lee Seung Tsu wants to raise a lot of money from the Authority game to support his family's needs.
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Emperor of the Concrete Throne

Emperor of the Concrete Throne

In a world where the skyline is a graveyard of broken dreams, the city is not just a place—it is a sentient hierarchy controlled by the "System of the Concrete Throne." For the elite, the city provides infinite wealth and supernatural "Authorities" over the elements. For Elias Thorne, a low-level "Scavenger" in the smog-choked slums, the city is a cage. He spends his days dodging the enforcers of the Great Houses, men who treat the streets like a chessboard and the poor like disposable pawns. Everything changes when Elias is caught in a high-stakes heist gone wrong and left to rot in the foundations of the city’s oldest sector. Deep beneath the surface, Elias discovers the "Original Blueprint," a forgotten consciousness of the city that chooses him as its new Architect. Suddenly, he isn't just living in the city; he can feel its pulse, command its steel, and manipulate the very architecture of reality. But power of this magnitude comes with a target on his back. To survive, Elias must navigate a web of corporate espionage, ancient bloodlines, and brutal street wars, all while building a secret empire from the shadows. He isn't just looking for revenge against those who discarded him. He is looking to tear down the existing hierarchy and crown himself the one true Emperor of the Concrete Throne. The revolution will not be televised; it will be built, brick by bloody brick, until the skyscrapers themselves bow to his will.
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The Doomed Monarch

The Doomed Monarch

An ancient cosmic prophecy has sealed the fate of the mortal realm. A catastrophic invasion from the stars is coming, and the world will only survive if a specific king dies at an exact second, in a precise way, after reaching absolute peak cultivation power. Lin Feng is that king. Trapped in a race against time, he must cultivate at a breakneck pace, conquer warring empires, and absorb immense spiritual energy knowing that his ultimate reward is his own execution. Every attempt to evade his fate only brings the cosmic horror closer. With the countdown ticking away, Lin Feng must execute a dangerous double game: power up to save humanity, while desperately hunting for a hidden loophole in the laws of the universe to rewrite his tragic ending.
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Reincarnated in Hell with System

Reincarnated in Hell with System

Not everyone dream of reincarnating into a fantasy world, some people work hard and live a life of fantasies in real world. Eric Grace at the age of 22 he was a millionaire with 2 successful businesses printed money for him day and night. He had everything money, power and harem but his luck has ran out and he was abducted by angels and thrown into the fantasy world with a useless system which only knows how to torture his host. Gods has used him as sacrifice to divert the attention of demon king from the real hero and his life was about to end on the 1st day of his reincarnation but a nemesis of gods saved him from certain doom which introduced himself as ‘Merlin system’. Join Eric Grace on his adventure and revenge pilgrimage as he slays everyone who has destroyed his peaceful life and used him as pawn and witness the birth of celestial overlord. ~ From DemonKingAK ******************************************* PS: The main races on which the story will focus will be Demon, Human and Gods but aside from them there will be subsidiary races such as Elves, Dwarves, Angels etc. The story will mostly focus on journey of Eric and Merlin (The system) containing lots of fan service, humor, action and adventure. Please leave a review if you like the book or if you have any suggestion. Disclaimer: Please Note that the novel cover is not owned by Author. Credit goes to respective Artist. A/N: If you wish to support author please visit ko-fi.com/akpov. connect with author @ https://discord.gg/s6mT2AHbGc
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The Sovereign Necromancer: System of the Dead

The Sovereign Necromancer: System of the Dead

My name is Tobe, and I am just a poor boy from the Mainland slums. In our city, a massive concrete wall separates the poor people from the rich elites who live on the Island. The rich have everything: wealth, high-tech weapons, and powerful magic guilds. We have nothing but dirt and rifts, dangerous tears in reality that let monsters crawl into our streets. To keep my fourteen-year-old sister, Amarachi, safe, I worked myself to the bone. But the Island elites do not care about people like us. They tricked me. They used my family, took our blood, and left us to die so they could unlock a dark, legendary power called the Calamity Core. But I did not die. Instead, I woke up with a blue digital screen floating in front of my eyes. The system gave me a unique power that no other hunter has: Sovereign Necromancy. With every monster I kill, and with every corrupt elite I strike down, I can command their souls to stand up and fight for me. Every shadow I touch becomes my loyal soldier. Now, the rich elites are hunting us down to steal the core inside my sister's chest. But Amarachi is not a helpless child anymore, and I am no longer a weak boy from the slums. With an army of shadows at my back, I am breaking through their walls. I will protect my sister, destroy their corrupt guilds, and make every single billionaire pay for what they did to us.
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God-Slayer System: Ascending the Heavens

God-Slayer System: Ascending the Heavens

"They called me trash. They called me a sacrifice. Now, I will call myself their God." In his earlier days, Kael led elite troops - fierce, unshakable till the very last breath. Yet that devotion got twisted into deceit. His own bosses handed him over; missiles tore through him while rage roared inside his chest. Yet dying wasn’t the finish. Kael wakes up inside Kaelen Vance - once the shamed third heir of a top martial bloodline. Out here, power rules; Kaelen had none - he couldn’t channel energy at all. His siblings tormented him nonstop until his cousin killed him just to steal his birthright. One heart, tied by a twist of deceit - yet both walking the same path. A bond broken before it even began. Right when Kael gets ready to battle his way free from hell, a robotic voice echoes inside his head - Welcome, Host - the God-Slayer System just powered up Using the System, Kaelan’s weak body changes fast - suddenly strong. The Ancient Dragon Body awakens, making stuck energy paths pump raw strength nonstop. Now he spots enemy details at a glance, grabs epic skills almost instantly. Killing foes pushes him higher, each battle adding power bit by bit. The family that turned their back on him? They’ll bow down. His cousin - the one who ended his life? Blood will answer for it. As for the so-called gods running everything? They’re marked now. Starting from the bottom world up to the top god realms, Kaelen moves forward - cold, focused. Survival isn't enough; instead, he takes control by force. This isn't about some brave savior fixing everything. Nah, this one’s about a ruler who just claimed it all instead.
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Avid Gamer In The Apocalypse

Avid Gamer In The Apocalypse

Everett, a passionate gamer, finds himself trapped in his own game, now a deadly reality. Surrounded by fierce monsters and chaos, he must face tough challenges and navigate betrayal. Teaming up with unlikely allies, including a potential enemy seeking revenge, Everett’s every decision could mean the difference between life and death. Can Everett survive and save the world, or will he be defeated by his own creation?
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The Immortal Coward: Path of the Aegis Cauldron

The Immortal Coward: Path of the Aegis Cauldron

In a world where cultivators risk their lives for power, Zarox has one goal: to never die. Paralyzed by an extreme phobia of death, he joins a legendary sect hoping for safety, only to end up as a lowly kitchen hand. But when he discovers a rusty, magical cauldron that turns scraps into divine artifacts, his path to immortality takes a hilarious and chaotic turn. Zarox doesn't want to be a hero; he just wants to live forever, even if it means hiding behind five layers of armor and winning battles through sheer, stubborn cowardice. Will his desperate quest for survival make him the greatest legend the cultivation world has ever seen?
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