
Overview
Catalog
Chapter 1
Chapter 1: The End of a Failure
Ethan Hayes stumbled through the dark Brooklyn alley, his hand pressed against the gunshot wound in his side. Blood seeped through his fingers, warm and sticky, soaking into his cheap dress shirt. The mugger had disappeared into the night with his wallet not that there was anything in it worth taking.
2:00am. Dying alone behind a dumpster.
He collapsed against the grimy metal, his legs giving out. The pavement was cold beneath him, littered with broken glass and garbage. His phone lay shattered three feet away, screen cracked beyond repair. Even if he could reach it, who would he call?Not Sophia. She was probably with Derek right now - in the apartment Ethan still paid rent because breaking the lease would've cost more than he had.
The memory hit him like a second bullet walking in early from his shift at the warehouse, hearing her laughter from the bedroom. He'd pushed open the door to find his girlfriend of years beneath his best friend, both of them freezing mid-motion. Derek's smug grin. Sophia's defiant stare, no guilt in her eyes.
"You were never going to amount to anything anyway," she'd said, pulling the sheets around herself. "Derek has ambition."
Ethan's vision blurred, though he couldn't tell if it was from blood loss or rage. His breath came in short, painful gasps. The wound in his side throbbed with each heartbeat, and he could feel his pulse weakening.
At least dying meant he'd stop feeling like this.
His mind drifted to this morning. Was it still today? Amanda Torres had called him into her office at the tech startup where he'd worked as a junior developer in the past . He'd actually been excited, thinking maybe she'd finally noticed his proposal for streamlining their data architecture.
"We're letting you go, Ethan." Her voice had been clinical, bored even. She hadn't looked up from her laptop. "Your performance hasn't met our standards."
He stood there, stunned. "But the Anderson project I solved the integration issue that was delaying launch by weeks."
"Derek solved that." She'd finally met his eyes, her expression cold. "He explained how you'd been taking credit for his work. We don't tolerate that here."
Derek. Again. His former best friend had joined the company months ago, all smiles and brotherhood, asking Ethan to show him the ropes. Ethan had tried to cut Derek off after the affair. Tried. But loneliness is louder than pride, and when Derek came back apologizing, Ethan let him in again. He had been stupid enough to share everything: his code, his ideas, his strategies.
It wasn't the first time. Derek had been stealing from him for years — big ideas and small ones alike. Even over petty things. Every time Ethan trusted him, Derek took whatever he could use and left Ethan holding the bag. This time, he had taken credit for the Anderson project integration that Ethan had solved, the one that was supposed to be Ethan's breakthrough. Amanda believed Derek without question.
The firing had been yesterday, actually. Time feels meaningless now.
Ethan coughed, tasting copper. His father's voice echoed in his head, that same disgusted tone from their last phone call years ago. "You're thirty-one and working in a warehouse? Your brother runs his own firm. What the hell happened to you, Ethan? You were supposed to be the smart one."
"I'm trying, Dad. I've been working on a startup idea.
"Everyone has a startup idea. Winners execute. You're just making excuses like always. His father hadn't answered his calls since.
The alley spun around him. Ethan's eyelids grew heavy, his body going numb. He thought about the investor meeting last week, the one that had taken him months to secure. He'd practiced his pitch a hundred times, refined every slide of his presentation.
Derek had been there. "Supporting you, bro," he'd said with that easy smile.
Ethan had watched in horror as Derek stood up mid-presentation and apologized to the investors. "I'm sorry, gentlemen. Ethan's struggling with some personal issues. Let me show you the real vision for this platform." Then Derek had proceeded to pitch Ethan's exact idea: the cryptocurrency exchange with AI-driven security features as his own concept.
The investors loved it. Loved Derek's confidence, his polish, his connections. They'd dismissed Ethan with polite handshakes and headed to lunch with Derek.
"You'll thank me someday," Derek had whispered as he passed Ethan in the hallway. "You're not cut out for this. I'm doing you a favor."
Ethan's chest tightened, each breath more difficult than the last. Thirty-four years old. No money, no family who cared, no friends, no future. He'd been so focused on survival paying rent, keeping food on the table that he'd let everyone take from him. His ideas, his girlfriend, his dignity.
The stars above the alley were barely visible through the light pollution and his fading vision. If he could do it all again, he'd do it differently. He'd see Derek's betrayal coming. He'd protect his ideas, build his empire, make them all regret underestimating him.
His eyelids fluttered closed.
"If I could just... one more chance..."
The world went black, and Ethan Hayes died believing he'd failed at everything that mattered.
But in the darkness, something stirred.
A faint blue light flickered at the edge of his consciousness, growing brighter, accompanied by a sound like a computer booting up. Text began to scroll across his dying vision sharp, clinical, impossible.
[SCANNING HOST CANDIDATE...]
[REGRET LEVEL: CRITICAL]
[POTENTIAL FOR REVERSAL: HIGH]
[EMOTIONAL FUEL: SUFFICIENT]
[INITIALIZING REGRET REVERSAL SYSTEM...]
The pain in Ethan's chest vanished. The cold pavement beneath him disappeared. He floated in a void between existence and oblivion, watching the blue screen expand before him like a window into another reality.
[SYSTEM ACTIVATION COMPLETE]
A voice echoed through the emptiness mechanical yet somehow sarcastic, like an AI that had read too many self-help books and decided humans were mostly idiots.
"Well, well. Another failure bleeding out in an alley. How original."
Ethan tried to speak but had no mouth, no body. He was consciousness without form, rage without outlet.
The voice continued, "Ethan Hayes. Thirty-four years old. Cause of death: gunshot wound from a mugging. Underlying causes: catastrophic life decisions, inability to recognize betrayal, and frankly pathetic self-esteem. Tell me, did you actually think Derek was your friend, or were you just that desperate?"
If Ethan could have screamed, he would have. Instead, his fury manifested as a pulse of energy in the void.
"Good. You can still feel anger. That's useful." The blue screen shifted, displaying his life in brutal snapshots every betrayal, every humiliation, every moment he'd been too weak to fight back. "You died with nothing. No legacy, no revenge, no satisfaction. Just regret."
The images froze on Derek's face, that smug smile as he stole Ethan's presentation.
"I'm offering you a deal, Ethan Hayes. A second chance. Reversal of your pathetic timeline."
The screen changed, showing new text:
[REGRET REVERSAL SYSTEM]
[PURPOSE: Transform host from failure to dominator]
[METHOD: Return to optimal restart point with future knowledge]
[COST: Complete assigned reversal quests]
"I can send you back," the System said. "Before Sophia's betrayal. Before Derek destroyed you. Before you became this." The screen showed Ethan's corpse in the alley, alone and forgotten. "Back to age twenty-two, with twelve years of future knowledge and abilities you'll unlock through completing quests."
Ethan's consciousness surged forward, desperate, demanding.
"The catch?" The System's laugh was cold. "You don't get to just live better. You have to publicly humiliate everyone who wronged you. Reclaim what they stole. Each success earns points to upgrade your abilities. Fail too many quests, and you return to this moment dying in an alley like a background character nobody remembers."
A contract materialized in the void, glowing with otherworldly light:
[REGRET REVERSAL CONTRACT]
[TERMS:]
[1. Host returns to age 22, May 15th, 2014]
[2. Host retains all memories of original timeline]
[3. Host must complete Reversal Quests assigned by System]
[4. Success grants points, skills, and resources]
[5. Failure returns Host to moment of death]
[ACCEPT: YES / NO]
"Choose quickly," the System said. "Your corpse is getting cold, and I have other candidates who might actually appreciate this opportunity."
Ethan didn't hesitate. Years ago, he'd been twenty-two, fresh out of college, standing at every crossroads that had led to his destruction. He knew when Sophia would cheat. When Derek would betray him. When Amanda Torres would fire him. He knew which startups would explode, which investments would pay off, which opportunities he'd been too scared or stupid to seize.
This time, he'd take everything.
His consciousness reached out and mentally selected YES.
The void exploded with blue light, and Ethan felt his existence being pulled backward through time itself, the System's final words echoing in his ears:
"Try not to die like a side character this time, Host. I'm betting on you to be entertaining, at least.”
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TABLE OF CONTENTS
Latest Chapter
Reborn in New York: The regret Reversal system Chapter 94: Forty-Eight Hours
The short interest filing came out on a Tuesday.Joy caught it at 6:50 AM, before Ethan had finished his coffee."The signal Reyes described," she said, sliding a printout across his desk. "Two broker accounts, same report, filed through FINRA's short interest portal at 5:48 yesterday afternoon. The market hasn't opened yet—but it will in forty minutes." Ethan read the report. It was clean on the surface, formatted correctly with the account identifiers embedded in the header exactly where they belonged. But it showed short interest in three of Hayes Capital's disclosed positions running at 3.8 times actual volume.It was a fabrication designed to spook the market, manufacturing the appearance of a crowded exit before one had even begun."The conversion window opens in forty-eight hours," Ethan said."Yes."He looked at the two account identifiers—the same ones Reyes had given him a few days ago. He had already had Carmen document them and file the record under privilege. He held a t
Last Updated : 2026-06-23
Reborn in New York: The regret Reversal system Chapter 93: The RICO Setup
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Last Updated : 2026-06-22
Reborn in New York: The regret Reversal system Chapter 92: Someone I've Had Dinner With
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Reborn in New York: The regret Reversal system Chapter 91: Controlled Demolition
The weekend passed at work.Ethan ran the Reyes thread backward through everything Joy had pulled, laying it out in his notebook the way a surgeon lays instruments before an operation — not because he needed to look at each one, but because the arrangement revealed the logic.By Sunday night, Ethan understood how it all fit together.Gabriel Reyes had been Warren Yates's first builder. He taught Yates how to set up companies with just enough legal distance — Wyoming shell companies, Delaware holding layers, figureheads who couldn't be questioned because they didn't officially run anything. Yates used that knowledge to build Heron. He made Reyes a part owner because Reyes was both the promise and the protection — a man who knew where the escape routes were because he had designed them.The problem was that Reyes also knew where all the proof was.And if Yates was building a defense using Harlan Cross — getting ready for an SEC investigation, shielding his compliance team, creating a le
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JA
so interesting and charming
JA
so interesting and charming